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Queens County, New York

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively High overall risk
2nd of 62highest risk in New York
$377Mexpected losses a year
21federal declarations
1 in 27homes with flood insurance
Photo: Kenneth C. Zirkel, CC BY 4.0

Queens County, New York has a relatively high overall risk from natural hazards in FEMA's National Risk Index. Its risk score is in the top 1% of US counties. It ranks 2nd of 62 counties in New York. The costliest hazards here are inland flooding, heat waves and cold waves. FEMA estimates about $377 million a year in expected losses, or roughly $157 per resident. Since 1965 it has been included in 21 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in September 2021 (remnants of hurricane ida). About 1 in 27 homes here carry federal flood insurance (11,977 policies). Since 1978, federal flood insurance has paid about $706 million on 14,948 claims here, including $630 million for floods in 2012.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Queens County

$185 million a yearExpected losses. Damaging events about 3 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Heat wave

Very High
$57.6 million a yearExpected losses. Damaging events about 11 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.

Cold wave

Very High
$45.8 million a yearExpected losses. Damaging events about once every 2 years.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
HazardRatingScoreExpected loss a year
Inland floodingVery High99.3
$185M
Heat waveVery High99.7
$58M
Cold waveVery High99.7
$46M
EarthquakeHigh98.1
$35M
HurricaneHigh97.1
$25M
Strong windVery High99.7
$10M
Coastal floodingVery High96.6
$9M
TornadoHigh90.6
$5M
Winter weatherVery High99.7
$2M
HailHigh94.1
$2M
LightningHigh96.2
$1M
Ice stormHigh91.4
$662K
WildfireVery Low15.5
$3K
LandslideVery Low51.5
$909
DroughtVery Low13.7
$112

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Queens County. 2020s bar runs to November 2026.

By type

Hurricane9
Flood3
Snowstorm3
Severe Storm3
Drought1
Fire1

Most recent

Sep 5, 2021Remnants of Hurricane IdaMajor disaster
Sep 2, 2021Remnants of Hurricane IdaEmergency
Aug 22, 2021Hurricane HenriEmergency
Oct 2, 2020Tropical Storm IsaiasMajor disaster
Oct 30, 2012Hurricane SandyMajor disaster
Oct 28, 2012Hurricane SandyEmergency
Aug 31, 2011Hurricane IreneMajor disaster
Aug 26, 2011Hurricane IreneEmergency
Feb 18, 2011Severe Winter Storm and SnowstormMajor disaster
Oct 14, 2010Severe Storms, Tornadoes, and Straight-Line WindsMajor disaster
Show all 21
Aug 31, 2007Severe Storms, Flooding, and TornadoMajor disaster
Sep 30, 2005Hurricane Katrina EvacuationEmergency
Aug 3, 2004Severe Storms and FloodingMajor disaster
Mar 27, 2003SnowEmergency
Sep 11, 2001Fires and ExplosionsMajor disaster
Jan 12, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Mar 17, 1993Severe BlizzardEmergency
Apr 17, 1984Coastal Storms & FloodingMajor disaster
Oct 2, 1975Storms, Rains, Landslides & FloodingMajor disaster
Sep 13, 1971Severe Storms & FloodingMajor disaster
Aug 18, 1965Water ShortageMajor disaster

New York also had 12 statewide declarations that did not name single counties.

Storm history since 1958

Tornado risk by county ›

The National Weather Service has logged 396 storm reports in Queens County since 1958, with 24 deaths and 76 injuries and about $82 million in reported damage. The strongest on record here was an EF1 tornado on September 16, 2010 near Flushing.

5tornadoes
28hail reports, largest 2.75 inches
154damaging thunderstorm winds
173floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Sep 16, 2010EF1Flushing1 / 2
Oct 5, 1985F1–6 / 0
Sep 8, 2012EF0Rockaway Beach0 / 0
Aug 2, 2018EF0College Pt0 / 0
Aug 28, 2011EF0Hollis0 / 0

Most damaging storms

DateTypeNearDamage
Sep 1, 2021Flash FloodLong Is City$60M
Sep 16, 2010TornadoFlushing$17M
Oct 19, 1996Flash FloodCountywide$4M
Jan 3, 1999Flash FloodCountywide$500K
Aug 18, 2009Thunderstorm WindFlushing Arpt$100K
Jun 24, 2010Thunderstorm WindLittle Neck$100K

Source: NOAA Storm Events Database, county-based reports through Jun 22, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1861, 8 hurricanes and 22 tropical storms have passed within 65 miles of the center of Queens County, 16 of them since 1950. The strongest was an unnamed hurricane in 1938, with top winds near 120 mph about 57 miles away.

8hurricanes
1major hurricanes (Category 3+)
22tropical storms
2021most recent: Elsa

Strongest storms nearby

DateStormStrengthClosest
Sep 21, 1938UnnamedCategory 3, 120 mph57 mi
Sep 14, 1944UnnamedCategory 2, 105 mph62 mi
Sep 12, 1960DonnaCategory 2, 100 mph48 mi
Sep 27, 1985GloriaCategory 1, 90 mph55 mi
Aug 24, 1893UnnamedCategory 1, 90 mph45 mi
Oct 10, 1894UnnamedCategory 1, 85 mph58 mi

Most recent storms

DateStormStrengthClosest
Jul 9, 2021ElsaTropical storm, 60 mph50 mi
Jul 10, 2020FayTropical storm, 45 mph65 mi
Aug 28, 2011IreneTropical storm, 65 mph60 mi
Sep 6, 2008HannaTropical storm, 50 mph57 mi
Sep 16, 1999FloydTropical storm, 60 mph34 mi
Jul 13, 1996BerthaTropical storm, 70 mph47 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Queens County

Check your address flood zone ›
3.7%of homes have federal flood insurance (11,977 policies)
0%of homes in mapped high-risk flood zones are insured
$706 millionpaid on 14,948 flood claims since 1978
2012costliest year, with $630 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Queens County

$723,800median home value (New York $423,800, US $332,700)
1953median year homes were built (New York 1959, US 1980)
83%of homes built before 1980, before many modern wind, quake and flood building rules
0.2%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 910,206 housing units.

Compare in New York

All 62 ›
Largest countiesOverall riskTop hazard
Kings CountyHighInland flooding
Queens CountyHighInland flooding
New York CountyHighInland flooding
Suffolk CountyHighInland flooding
Bronx CountyHighInland flooding
Nassau CountyHighInland flooding
Westchester CountyHighInland flooding
Erie CountyHighInland flooding

Neighboring counties

CountyOverall riskDeclarations
Kings CountyHigh20
New York CountyHigh18
Bronx CountyHigh16
Nassau CountyHigh27
Monmouth County, NJHigh25
Richmond CountyModerate21

Cities in Queens County

Common questions about Queens County

What is the biggest natural hazard in Queens County?

Inland flooding has the highest expected yearly losses in Queens County, about $185 million a year in FEMA's estimate. Heat wave is second at $57.6 million.

How many federal disasters has Queens County had?

Queens County has been included in 21 federal disaster or emergency declarations for natural events since 1965, including 14 major disasters. The most recent was Remnants of Hurricane Ida in September 2021.

Is Queens County a high-risk place to live?

Its overall rating is Relatively High, 2nd highest of 62 in New York. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Queens County?

Standard home insurance does not cover flooding. About 1 in 27 homes in Queens County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Queens County had?

NOAA records list 5 tornadoes in Queens County since 1950. The strongest was an EF1 tornado on September 16, 2010 near Flushing. The weather service has also logged 28 hail reports and 173 floods here.

How many hurricanes have hit Queens County?

NOAA's hurricane records show 8 hurricanes and 22 tropical storms passing within 65 miles of the center of Queens County, including 1 major hurricane (Category 3 or stronger). The strongest was an unnamed hurricane in 1938, with winds near 120 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.