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Nevada natural disaster risk

Ratings for all 17 counties, the federal disaster record and flood insurance across the state.

21major disasters since 1953 (47th most)
$1.4Bexpected losses a year
0.8%of homes with flood insurance
Photo: Ricky Barnard, CC BY 2.0

Nevada has had 21 major federal disaster declarations for natural events since 1953. FEMA expects about $1.4 billion a year in losses from natural hazards across the state. Inland flooding is the costliest hazard in 6 of its 17 counties, followed by earthquake in 6. 1 is rated Very High overall. About 0.8% of homes carry federal flood insurance, and the program has paid $47.3 million on 1,944 claims here since 1978.

Very High1counties
High1counties
Moderate2counties
Low4counties

Highest overall risk

1Clark CountyVery High
3Elko CountyModerate

Lowest risk (50,000+ people)

4Elko CountyModerate

Top hazards

Inland floodingtop risk in 6 counties
Earthquaketop risk in 6 counties
Wildfiretop risk in 5 counties

Recent federal declarations

All states ›
Oct 2, 2026Bull FireFire management
Sep 1, 2026Hawk FireEmergency
Aug 22, 2026Hawk FireFire management
Aug 11, 2026Stallion FireFire management
Aug 11, 2026Fred Mountain FireFire management
Aug 8, 2026Bug FireFire management

All 17 counties

NamePeopleOverall riskTop hazardDeclarationsHomes insured
Carson City City58,597LowEarthquake131%
Churchill County25,502LowInland flooding51.5%
Clark County2,260,510Very HighInland flooding120.2%
Douglas County49,429ModerateEarthquake233%
Elko County53,581ModerateWildfire170.4%
Esmeralda County725Very LowEarthquake10%
Eureka County1,793Very LowWildfire60.8%
Humboldt County17,234Very LowWildfire60.1%
Lander County5,714Very LowWildfire43%
Lincoln County4,449Very LowInland flooding62.2%
Lyon County59,117LowEarthquake121.2%
Mineral County4,516Very LowEarthquake54.2%
Nye County51,166LowInland flooding313.3%
Pershing County6,601Very LowInland flooding20.1%
Storey County4,104Very LowWildfire117.6%
Washoe County486,264HighEarthquake520.8%
White Pine County9,009Very LowInland flooding51.4%

Linked names have a full page. Overall risk from the FEMA National Risk Index (December 2025); declarations are federal disaster and emergency declarations for natural events since 1953 (OpenFEMA); homes insured is the share with NFIP flood policies.