Carson City, Nevada: natural disaster risk
How exposed Carson City is to floods, storms and other hazards, from FEMA and NOAA records for Carson City City.
Carson City is a city of 58,384 people in Carson City City, Nevada. FEMA's National Risk Index rates Carson City City relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are earthquake, inland flooding and wildfire, with about $41 million in expected losses a year across the county. The weather service has logged 44 storm reports in the county since 1992, including 1 tornadoes and 4 floods. About 1% of homes in the county carry federal flood insurance.
Risk figures are for Carson City City. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Carson City
Full Carson City City report ›- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Clear dry plants and debris within 5 feet of the house.
- Get home insurance quotes early; availability varies by area.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Earthquake | $30M | |
| Inland flooding | $7M | |
| Wildfire | $3M | |
| Winter weather | $641K | |
| Heat wave | $523K | |
| Lightning | $271K | |
| Strong wind | $194K | |
| Hail | $82K | |
| Avalanche | $46K | |
| Tornado | $4K | |
| Landslide | $1K | |
| Drought | $558 |
Homes in Carson City
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Carson City City
Common questions about Carson City
Is Carson City safe from natural disasters?
Carson City is in Carson City City, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are earthquake, inland flooding, wildfire. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Carson City?
By expected yearly losses in Carson City City, the top hazards are earthquake (Moderate), inland flooding (Low), wildfire (Moderate). Carson City City has been part of 13 federal disaster or emergency declarations for natural events.
Does Carson City get tornadoes?
Yes. NOAA records list 1 tornadoes in Carson City City since 1950; the strongest was an F0 tornado on April 27, 2005 near Carson City Arpt. FEMA rates tornado risk in the county very low.
Do I need flood insurance in Carson City?
Standard home insurance does not cover floods. In Carson City City, about 1% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.