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Antelope County, Nebraska

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
52nd of 93highest risk in Nebraska
$9Mexpected losses a year
11federal declarations
1 in 500homes with flood insurance
Photo: James St. John, CC BY 2.0

Antelope County, Nebraska has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 80% of US counties. It ranks 52nd of 93 counties in Nebraska. The costliest hazards here are hail, inland flooding and drought. FEMA estimates about $9.0 million a year in expected losses, or roughly $1,422 per resident. Since 1967 it has been included in 11 federal disaster or emergency declarations for natural events (10 major disasters). The most recent was in July 2022 (severe storms and straight-line winds). Only 14 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $404,000 on 15 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Antelope County

Hail

Moderate
$2.5 million a yearExpected losses. Damaging events about 6 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.
$1.8 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Drought

Moderate
$1.5 million a yearExpected losses. Damaging events about 38 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
HazardRatingScoreExpected loss a year
HailModerate91.9
$3M
Inland floodingVery Low11.4
$2M
DroughtModerate84.2
$1M
TornadoLow43.8
$1M
Strong windModerate56.6
$825K
Cold waveLow28.8
$487K
Ice stormLow53.5
$124K
Winter weatherModerate62.1
$122K
WildfireVery Low58.1
$94K
Heat waveVery Low21.8
$90K
LightningVery Low19.5
$84K
EarthquakeVery Low13.8
$18K
LandslideVery Low8.6
$25

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Antelope County. 2020s bar runs to November 2026.

By type

Severe Storm6
Flood3
Hurricane1
Snowstorm1

Most recent

Jul 27, 2022Severe Storms and Straight-Line WindsMajor disaster
Mar 21, 2019Severe Winter Storm, Straight-Line Winds, and FloodingMajor disaster
Jun 29, 2018Severe Winter Storm and Straight-Line WindsMajor disaster
Jul 15, 2010Severe Storms and FloodingMajor disaster
Apr 21, 2010Severe Storms, Ice Jams, and FloodingMajor disaster
Feb 25, 2010Severe Winter Storms and SnowstormMajor disaster
Jan 7, 2007Severe Winter StormsMajor disaster
Jan 26, 2006Severe Winter StormMajor disaster
Sep 13, 2005Hurricane Katrina EvacueesEmergency
May 25, 2004Severe Storms, Tornadoes and FloodingMajor disaster
Show all 11
Jul 18, 1967Severe Storms & FloodingMajor disaster

Nebraska also had 14 statewide declarations that did not name single counties.

Storm history since 1956

Tornado risk by county ›

The National Weather Service has logged 445 storm reports in Antelope County since 1956, with 1 death and 0 injuries and about $33.7 million in reported damage. The strongest on record here was an F4 tornado on May 8, 1965.

34tornadoes
249hail reports, largest 4.5 inches
134damaging thunderstorm winds
25floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 8, 1965F4–0 / 0
May 21, 1962F3–0 / 0
Apr 26, 1964F2–0 / 0
Jun 15, 1960F2–0 / 0
Oct 16, 1980F2–0 / 0

Most damaging storms

DateTypeNearDamage
May 8, 1965Tornado–$25M
Jun 13, 2010FloodNeligh$4M
May 21, 1962Tornado–$3M
Apr 26, 1964Tornado–$250K
Jun 19, 1979Tornado–$250K
Oct 16, 1980Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jun 29, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Antelope County

Check your address flood zone ›
0.2%of homes have federal flood insurance (14 policies)
0%of homes in mapped high-risk flood zones are insured
$404,410paid on 15 flood claims since 1978
2010costliest year, with $286,839 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Antelope County

$130,300median home value (Nebraska $238,600, US $332,700)
1960median year homes were built (Nebraska 1975, US 1980)
77%of homes built before 1980, before many modern wind, quake and flood building rules
3.3%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 3,149 housing units.

Compare in Nebraska

All 93 ›
Largest countiesOverall riskTop hazard
Douglas CountyHighInland flooding
Lancaster CountyModerateTornado
Sarpy CountyModerateTornado
Hall CountyLowInland flooding
Buffalo CountyLowHail
Dodge CountyLowInland flooding
Scotts Bluff CountyLowHail
Madison CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Madison CountyLow17
Holt CountyVery Low14
Knox CountyVery Low16
Pierce CountyVery Low15
Boone CountyLow18
Wheeler CountyVery Low12

Common questions about Antelope County

What is the biggest natural hazard in Antelope County?

Hail has the highest expected yearly losses in Antelope County, about $2.5 million a year in FEMA's estimate. Inland flooding is second at $1.8 million.

How many federal disasters has Antelope County had?

Antelope County has been included in 11 federal disaster or emergency declarations for natural events since 1967, including 10 major disasters. The most recent was Severe Storms and Straight-Line Winds in July 2022.

Is Antelope County a high-risk place to live?

Its overall rating is Very Low, 52nd highest of 93 in Nebraska. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Antelope County?

Standard home insurance does not cover flooding. About 1 in 500 homes in Antelope County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Antelope County had?

NOAA records list 34 tornadoes in Antelope County since 1950. The strongest was an F4 tornado on May 8, 1965. The weather service has also logged 249 hail reports and 25 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.