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Doniphan County, Kansas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
76th of 105highest risk in Kansas
$6Mexpected losses a year
20federal declarations
1 in 67homes with flood insurance
Photo: U.S. Geological Survey, public domain

Doniphan County, Kansas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 86% of US counties. It ranks 76th of 105 counties in Kansas. The costliest hazards here are inland flooding, tornadoes and drought. FEMA estimates about $6.1 million a year in expected losses, or roughly $809 per resident. Since 1967 it has been included in 20 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in September 2024 (severe storms, straight-line winds, tornadoes and flooding). About 1 in 67 homes here carry federal flood insurance (61 policies). Since 1978, federal flood insurance has paid about $853,000 on 95 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Doniphan County

$2.1 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.7 million a yearExpected losses. Damaging events about once every 3 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Drought

Moderate
$749,340 a yearExpected losses. Damaging events about 19 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
HazardRatingScoreExpected loss a year
Inland floodingVery Low16.6
$2M
TornadoLow57.4
$2M
DroughtModerate75.4
$749K
Cold waveLow33.3
$519K
HailLow55.6
$344K
Heat waveLow42.1
$268K
Strong windLow17.8
$162K
LightningVery Low19.5
$70K
Ice stormLow44.0
$68K
WildfireVery Low51.8
$55K
EarthquakeVery Low19.8
$30K
Winter weatherLow25.8
$25K
LandslideLow78.7
$15K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Doniphan County. 2020s bar runs to November 2026.

By type

Severe Storm13
Flood5
Tornado1
Hurricane1

Most recent

Sep 24, 2024Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Feb 17, 2022Severe Storms and Straight Line WindsMajor disaster
Jun 20, 2019Severe Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,And MudslidesMajor disaster
May 28, 2019Tornadoes and FloodingEmergency
Feb 25, 2019Severe Storms, Straight-Line Winds, and FloodingMajor disaster
Jul 20, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Sep 23, 2011FloodingMajor disaster
Jun 25, 2011FloodingEmergency
Aug 10, 2010Severe Storms, Flooding, and TornadoesMajor disaster
Mar 9, 2010Severe Winter Storms and SnowstormMajor disaster
Show all 20
Feb 1, 2008Severe Winter StormsMajor disaster
Dec 12, 2007Severe Winter StormsEmergency
May 6, 2007Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Jul 22, 1993Severe Storms & FloodingMajor disaster
Jun 22, 1984Severe Storms, Tornadoes & FloodingMajor disaster
Sep 20, 1977Severe Storms & FloodingMajor disaster
Sep 28, 1973Severe Storms, Tornadoes & FloodingMajor disaster
May 2, 1973Severe Storms & FloodingMajor disaster
Jul 18, 1967Tornadoes, Severe Storms & FloodingMajor disaster

Kansas also had 10 statewide declarations that did not name single counties.

Storm history since 1955

Tornado risk by county ›

The National Weather Service has logged 203 storm reports in Doniphan County since 1955, with 0 deaths and 2 injuries and about $27 million in reported damage. The strongest on record here was an F3 tornado on April 26, 1984.

19tornadoes
90hail reports, largest 2.75 inches
73damaging thunderstorm winds
20floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 26, 1984F3–0 / 0
May 18, 1959F3–0 / 0
Apr 3, 1981F2–0 / 0
May 26, 1955F2–1 / 0
May 31, 1962F1–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 26, 1984Tornado–$25M
Apr 8, 1995Tornado–$500K
May 18, 1959Tornado–$250K
Apr 3, 1981Tornado–$250K
Jun 24, 2000Flash FloodNorthwest Portion$250K
May 26, 2000LightningWathena$200K

Source: NOAA Storm Events Database, county-based reports through Oct 24, 2024. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Doniphan County

Check your address flood zone ›
1.5%of homes have federal flood insurance (61 policies)
0%of homes in mapped high-risk flood zones are insured
$852,506paid on 95 flood claims since 1978
1993costliest year, with $550,843 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Doniphan County

$135,200median home value (Kansas $217,200, US $332,700)
1970median year homes were built (Kansas 1976, US 1980)
65%of homes built before 1980, before many modern wind, quake and flood building rules
10.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 3,373 housing units.

Compare in Kansas

All 105 ›
Largest countiesOverall riskTop hazard
Johnson CountyHighInland flooding
Sedgwick CountyHighInland flooding
Shawnee CountyModerateInland flooding
Wyandotte CountyModerateInland flooding
Douglas CountyLowInland flooding
Leavenworth CountyLowInland flooding
Riley CountyLowInland flooding
Butler CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Buchanan County, MOLow26
Andrew County, MOVery Low30
Atchison CountyVery Low18
Brown CountyVery Low17
Richardson County, NEVery Low21
Holt County, MOVery Low23

Common questions about Doniphan County

What is the biggest natural hazard in Doniphan County?

Inland flooding has the highest expected yearly losses in Doniphan County, about $2.1 million a year in FEMA's estimate. Tornado is second at $1.7 million.

How many federal disasters has Doniphan County had?

Doniphan County has been included in 20 federal disaster or emergency declarations for natural events since 1967, including 16 major disasters. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in September 2024.

Is Doniphan County a high-risk place to live?

Its overall rating is Very Low, 76th highest of 105 in Kansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Doniphan County?

Standard home insurance does not cover flooding. About 1 in 67 homes in Doniphan County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Doniphan County had?

NOAA records list 19 tornadoes in Doniphan County since 1950. The strongest was an F3 tornado on April 26, 1984. The weather service has also logged 90 hail reports and 20 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.