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Atchison County, Kansas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
65th of 105highest risk in Kansas
$9Mexpected losses a year
18federal declarations
1 in 500homes with flood insurance
Photo: U.S. Geological Survey, public domain

Atchison County, Kansas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 84% of US counties. It ranks 65th of 105 counties in Kansas. The costliest hazards here are inland flooding, tornadoes and heat waves. FEMA estimates about $9.4 million a year in expected losses, or roughly $578 per resident. Since 1967 it has been included in 18 federal disaster or emergency declarations for natural events (15 major disasters). The most recent was in September 2026 (severe storms, straight-line winds, tornadoes and flooding). Only 12 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Atchison County

$3.9 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.9 million a yearExpected losses. Damaging events about once every 3 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$644,446 a yearExpected losses. Damaging events about 13 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.
HazardRatingScoreExpected loss a year
Inland floodingVery Low21.7
$4M
TornadoLow49.5
$2M
Heat waveLow52.6
$644K
HailLow62.4
$625K
Strong windLow37.5
$577K
Cold waveVery Low23.9
$452K
DroughtLow60.5
$443K
WildfireLow72.7
$326K
Ice stormModerate61.3
$215K
LightningLow34.8
$200K
Winter weatherLow49.5
$95K
EarthquakeVery Low25.5
$70K
LandslideVery Low60.6
$4K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Atchison County. 2020s bar runs to November 2026.

By type

Severe Storm11
Flood5
Tornado1
Hurricane1

Most recent

Sep 1, 2026Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jun 20, 2019Severe Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,And MudslidesMajor disaster
Jul 20, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Sep 23, 2011FloodingMajor disaster
Jun 25, 2011FloodingEmergency
Aug 10, 2010Severe Storms, Flooding, and TornadoesMajor disaster
Mar 9, 2010Severe Winter Storms and SnowstormMajor disaster
Feb 1, 2008Severe Winter StormsMajor disaster
Dec 12, 2007Severe Winter StormsEmergency
Nov 15, 2005Severe Storms and FloodingMajor disaster
Show all 18
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Feb 8, 2005Severe Winter Storms, Heavy Rains, and FloodingMajor disaster
Jul 22, 1993Severe Storms & FloodingMajor disaster
Jun 22, 1984Severe Storms, Tornadoes & FloodingMajor disaster
Sep 20, 1977Severe Storms & FloodingMajor disaster
Sep 28, 1973Severe Storms, Tornadoes & FloodingMajor disaster
May 2, 1973Severe Storms & FloodingMajor disaster
Jul 18, 1967Tornadoes, Severe Storms & FloodingMajor disaster

Kansas also had 10 statewide declarations that did not name single counties.

Storm history since 1951

Tornado risk by county ›

The National Weather Service has logged 270 storm reports in Atchison County since 1951, with 0 deaths and 10 injuries and about $28.7 million in reported damage. The strongest on record here was an F3 tornado on April 26, 1984.

22tornadoes
131hail reports, largest 2.75 inches
81damaging thunderstorm winds
34floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 26, 1984F3–9 / 0
Jun 11, 1967F3–0 / 0
May 6, 1993F2Arrington0 / 0
Mar 8, 1974F2–0 / 0
Oct 18, 1979F2–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 26, 1984Tornado–$25M
Jun 14, 2004HailLancaster$1M
May 6, 1993TornadoArrington$550K
Mar 8, 1974Tornado–$250K
Oct 18, 1979Tornado–$250K
Oct 21, 1979Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jun 26, 2025. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Atchison County

Check your address flood zone ›
0.2%of homes have federal flood insurance (12 policies)
18.5%of homes in mapped high-risk flood zones are insured
$31,391paid on 3 flood claims since 1978
2001costliest year, with $16,000 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Atchison County

$145,700median home value (Kansas $217,200, US $332,700)
1968median year homes were built (Kansas 1976, US 1980)
72%of homes built before 1980, before many modern wind, quake and flood building rules
6.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 6,817 housing units.

Compare in Kansas

All 105 ›
Largest countiesOverall riskTop hazard
Johnson CountyHighInland flooding
Sedgwick CountyHighInland flooding
Shawnee CountyModerateInland flooding
Wyandotte CountyModerateInland flooding
Douglas CountyLowInland flooding
Leavenworth CountyLowInland flooding
Riley CountyLowInland flooding
Butler CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Platte County, MOLow24
Buchanan County, MOLow26
Leavenworth CountyLow21
Jefferson CountyVery Low17
Jackson CountyVery Low18
Brown CountyVery Low17
Doniphan CountyVery Low20

Common questions about Atchison County

What is the biggest natural hazard in Atchison County?

Inland flooding has the highest expected yearly losses in Atchison County, about $3.9 million a year in FEMA's estimate. Tornado is second at $1.9 million.

How many federal disasters has Atchison County had?

Atchison County has been included in 18 federal disaster or emergency declarations for natural events since 1967, including 15 major disasters. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in September 2026.

Is Atchison County a high-risk place to live?

Its overall rating is Very Low, 65th highest of 105 in Kansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Atchison County?

Standard home insurance does not cover flooding. About 1 in 500 homes in Atchison County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Atchison County had?

NOAA records list 22 tornadoes in Atchison County since 1950. The strongest was an F3 tornado on April 26, 1984. The weather service has also logged 131 hail reports and 34 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.