Kings County, California
Natural disaster risk, federal disaster history and flood insurance facts.
Kings County, California has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 92% of US counties. It ranks 36th of 58 counties in California. The costliest hazards here are drought, inland flooding and earthquakes. FEMA estimates about $96 million a year in expected losses, or roughly $631 per resident. Since 1969 it has been included in 17 federal disaster or emergency declarations for natural events (13 major disasters). The most recent was in April 2023 (severe winter storms, straight-line winds, flooding, landslides and mudslides). Fewer than 1 in 100 homes here carry federal flood insurance (218 policies). Since 1978, federal flood insurance has paid about $151,000 on 10 claims here.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Kings County
- Check local water restrictions.
- Choose drought-tolerant plants.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Drought | 99.7 | $34M | ||
| Inland flooding | 87.7 | $25M | ||
| Earthquake | 97.0 | $25M | ||
| Heat wave | 97.9 | $11M | ||
| Hail | 66.0 | $371K | ||
| Wildfire | 77.1 | $245K | ||
| Lightning | 48.2 | $172K | ||
| Tornado | 16.4 | $132K | ||
| Strong wind | 11.0 | $65K | ||
| Landslide | 57.7 | $2K | ||
| Winter weather | 2.7 | $1K | ||
| Avalanche | 0.1 | $0 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is very low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Kings County. 2020s bar runs to November 2026.
By type
Most recent
Show all 17
California also had 35 statewide declarations that did not name single counties.
Storm history since 1964
Tornado risk by county ›The National Weather Service has logged 141 storm reports in Kings County since 1964, with 0 deaths and 1 injury and about $103 million in reported damage. The strongest on record here was an F2 tornado on April 5, 1980.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Apr 5, 1980 | F2 | – | 1 / 0 |
| Nov 22, 1996 | F1 | Lemoore Nas | 0 / 0 |
| Mar 12, 1996 | F0 | Hanford | 0 / 0 |
| Mar 12, 1996 | F0 | Hanford | 0 / 0 |
| Oct 12, 1991 | F0 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| May 1, 1998 | Heavy Rain | Hanford | $74M |
| Apr 1, 2003 | Heavy Rain | Hanford | $9M |
| May 1, 2003 | Heavy Rain | Countywide | $6M |
| Apr 7, 2001 | Thunderstorm Wind | Hanford | $4M |
| Apr 8, 1999 | Hail | Hanford | $3M |
| Apr 2, 2006 | Heavy Rain | Countywide | $2M |
Source: NOAA Storm Events Database, county-based reports through Apr 13, 2024. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Flood insurance in Kings County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Kings County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 46,986 housing units.
Compare in California
All 58 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Los Angeles County | Earthquake | |
| San Diego County | Inland flooding | |
| Orange County | Earthquake | |
| Riverside County | Inland flooding | |
| San Bernardino County | Inland flooding | |
| Santa Clara County | Earthquake | |
| Alameda County | Earthquake | |
| Sacramento County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Fresno County | 18 | |
| Kern County | 38 | |
| Tulare County | 21 | |
| Monterey County | 31 | |
| San Luis Obispo County | 26 |
Cities in Kings County
Common questions about Kings County
What is the biggest natural hazard in Kings County?
Drought has the highest expected yearly losses in Kings County, about $34.4 million a year in FEMA's estimate. Inland flooding is second at $24.8 million.
How many federal disasters has Kings County had?
Kings County has been included in 17 federal disaster or emergency declarations for natural events since 1969, including 13 major disasters. The most recent was Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides in April 2023.
Is Kings County a high-risk place to live?
Its overall rating is Relatively Moderate, 36th highest of 58 in California. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Kings County?
Standard home insurance does not cover flooding. About 1 in 200 homes in Kings County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Kings County had?
NOAA records list 8 tornadoes in Kings County since 1950. The strongest was an F2 tornado on April 5, 1980. The weather service has also logged 24 hail reports and 40 floods here.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.