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Kings County, California

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
36th of 58highest risk in California
$96Mexpected losses a year
17federal declarations
1 in 200homes with flood insurance
Photo: Aleatoric Consonance, CC BY 2.0

Kings County, California has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 92% of US counties. It ranks 36th of 58 counties in California. The costliest hazards here are drought, inland flooding and earthquakes. FEMA estimates about $96 million a year in expected losses, or roughly $631 per resident. Since 1969 it has been included in 17 federal disaster or emergency declarations for natural events (13 major disasters). The most recent was in April 2023 (severe winter storms, straight-line winds, flooding, landslides and mudslides). Fewer than 1 in 100 homes here carry federal flood insurance (218 policies). Since 1978, federal flood insurance has paid about $151,000 on 10 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Kings County

Drought

Very High
$34.4 million a yearExpected losses. Damaging events about 77 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
$24.8 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Earthquake

Moderate
$24.6 million a yearExpected losses. Damaging events about once every 10 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
DroughtVery High99.7
$34M
Inland floodingModerate87.7
$25M
EarthquakeModerate97.0
$25M
Heat waveHigh97.9
$11M
HailLow66.0
$371K
WildfireLow77.1
$245K
LightningLow48.2
$172K
TornadoVery Low16.4
$132K
Strong windVery Low11.0
$65K
LandslideVery Low57.7
$2K
Winter weatherVery Low2.7
$1K
AvalancheVery Low0.1
$0

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Kings County. 2020s bar runs to November 2026.

By type

Flood7
Severe Storm4
Freezing2
Drought1
Coastal Storm1
Earthquake1

Most recent

Apr 3, 2023Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesMajor disaster
Mar 10, 2023Severe Winter Storms, Flooding, Landslides, and MudslidesEmergency
Jan 9, 2023Severe Winter Storms, Flooding, and MudslidesEmergency
Apr 1, 2017Severe Winter Storms, Flooding, and MudslidesMajor disaster
Jan 26, 2011Severe Winter Storms, Flooding, and Debris and Mud FlowsMajor disaster
Mar 13, 2007Severe FreezeMajor disaster
Sep 13, 2005Hurricane Katrina EvacuationEmergency
Feb 9, 1999Ca-Citrus Crop Damage 2/2/99Major disaster
Jan 4, 1997Severe Storms, Flooding, Mud and LandslidesMajor disaster
Mar 12, 1995Severe Winter Storms, Flooding Landslides, Mud FlowMajor disaster
Show all 17
Jan 10, 1995Severe Winter Storms, Flooding, Landslides, Mud FlowsMajor disaster
May 5, 1983Coalinga EarthquakeMajor disaster
Feb 9, 1983Coastal Storms, Floods, Slides & TornadoesMajor disaster
Feb 15, 1978Coastal Storms, Mudslides & FloodingMajor disaster
Jan 20, 1977DroughtEmergency
Aug 15, 1969FloodingMajor disaster
Jan 26, 1969Severe Storms & FloodingMajor disaster

California also had 35 statewide declarations that did not name single counties.

Storm history since 1964

Tornado risk by county ›

The National Weather Service has logged 141 storm reports in Kings County since 1964, with 0 deaths and 1 injury and about $103 million in reported damage. The strongest on record here was an F2 tornado on April 5, 1980.

8tornadoes
24hail reports, largest 2.5 inches
27damaging thunderstorm winds
40floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 5, 1980F2–1 / 0
Nov 22, 1996F1Lemoore Nas0 / 0
Mar 12, 1996F0Hanford0 / 0
Mar 12, 1996F0Hanford0 / 0
Oct 12, 1991F0–0 / 0

Most damaging storms

DateTypeNearDamage
May 1, 1998Heavy RainHanford$74M
Apr 1, 2003Heavy RainHanford$9M
May 1, 2003Heavy RainCountywide$6M
Apr 7, 2001Thunderstorm WindHanford$4M
Apr 8, 1999HailHanford$3M
Apr 2, 2006Heavy RainCountywide$2M

Source: NOAA Storm Events Database, county-based reports through Apr 13, 2024. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Kings County

Check your address flood zone ›
0.5%of homes have federal flood insurance (218 policies)
11.7%of homes in mapped high-risk flood zones are insured
$150,801paid on 10 flood claims since 1978
2023costliest year, with $138,454 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Kings County

$324,300median home value (California $734,700, US $332,700)
1986median year homes were built (California 1976, US 1980)
42%of homes built before 1980, before many modern wind, quake and flood building rules
4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 46,986 housing units.

Compare in California

All 58 ›
Largest countiesOverall riskTop hazard
Los Angeles CountyVery HighEarthquake
San Diego CountyVery HighInland flooding
Orange CountyVery HighEarthquake
Riverside CountyVery HighInland flooding
San Bernardino CountyVery HighInland flooding
Santa Clara CountyVery HighEarthquake
Alameda CountyVery HighEarthquake
Sacramento CountyHighInland flooding

Neighboring counties

CountyOverall riskDeclarations
Fresno CountyHigh18
Kern CountyHigh38
Tulare CountyHigh21
Monterey CountyHigh31
San Luis Obispo CountyHigh26

Cities in Kings County

Common questions about Kings County

What is the biggest natural hazard in Kings County?

Drought has the highest expected yearly losses in Kings County, about $34.4 million a year in FEMA's estimate. Inland flooding is second at $24.8 million.

How many federal disasters has Kings County had?

Kings County has been included in 17 federal disaster or emergency declarations for natural events since 1969, including 13 major disasters. The most recent was Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides in April 2023.

Is Kings County a high-risk place to live?

Its overall rating is Relatively Moderate, 36th highest of 58 in California. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Kings County?

Standard home insurance does not cover flooding. About 1 in 200 homes in Kings County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Kings County had?

NOAA records list 8 tornadoes in Kings County since 1950. The strongest was an F2 tornado on April 5, 1980. The weather service has also logged 24 hail reports and 40 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.