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Dunn County, Wisconsin

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
50th of 72highest risk in Wisconsin
$22Mexpected losses a year
11federal declarations
1 in 333homes with flood insurance
Photo: U.S. Geological Survey, public domain

Dunn County, Wisconsin has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 51% of US counties. It ranks 50th of 72 counties in Wisconsin. The costliest hazards here are inland flooding, cold waves and tornadoes. FEMA estimates about $22 million a year in expected losses, or roughly $489 per resident. Since 1965 it has been included in 11 federal disaster or emergency declarations for natural events (9 major disasters). The most recent was in September 2005 (Hurricane Katrina Evacuation). Fewer than 1 in 100 homes here carry federal flood insurance (50 policies).

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Dunn County

$9.6 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Moderate
$4.8 million a yearExpected losses. Damaging events about 9 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

Tornado

Moderate
$3.4 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingLow50.2
$10M
Cold waveModerate79.0
$5M
TornadoModerate68.3
$3M
Strong windModerate79.6
$2M
HailModerate79.4
$1M
Heat waveLow54.8
$662K
LightningModerate64.1
$563K
Winter weatherLow43.3
$74K
Ice stormLow35.0
$59K
LandslideLow84.1
$37K
EarthquakeVery Low4.6
$7K
WildfireVery Low11.9
$6K
DroughtVery Low17.1
$3K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Dunn County. 2020s bar runs to November 2026.

By type

Flood4
Severe Storm3
Tornado2
Drought1
Hurricane1

Most recent

Sep 13, 2005Hurricane Katrina EvacuationEmergency
Sep 10, 2002Severe Storms, Tornadoes and FloodingMajor disaster
Jul 19, 2002Severe Storms and FloodingMajor disaster
May 11, 2001Flooding, Severe Storms and TornadoesMajor disaster
Jul 24, 1998Severe Storms,Straigh Line Winds, Tornadoes,Rain,And FloodiMajor disaster
Jul 2, 1993Severe Storms, Tornadoes & FloodingMajor disaster
Jul 24, 1980Severe Storms & FloodingMajor disaster
Jun 17, 1976DroughtEmergency
Apr 27, 1973Severe Storms & FloodingMajor disaster
May 1, 1969FloodingMajor disaster
Show all 11
Apr 21, 1965Tornadoes, Severe Storms & FloodingMajor disaster

Wisconsin also had 8 statewide declarations that did not name single counties.

Storm history since 1951

Tornado risk by county ›

The National Weather Service has logged 347 storm reports in Dunn County since 1951, with 23 deaths and 85 injuries and about $66 million in reported damage. The strongest on record here was an F5 tornado on June 4, 1958.

24tornadoes
132hail reports, largest 2.75 inches
169damaging thunderstorm winds
16floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 4, 1958F5–54 / 20
Jun 4, 1958F5–0 / 0
Sep 12, 1951F3–1 / 0
Jul 15, 1980F2–12 / 1
Sep 12, 1982F2–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 4, 1958Tornado–$25M
Jun 4, 1958Tornado–$25M
Jul 15, 1980Tornado–$3M
Sep 12, 1982Tornado–$3M
May 19, 1996Thunderstorm WindConnorsville$2M
May 15, 1998TornadoMeridean$2M

Source: NOAA Storm Events Database, county-based reports through Jun 19, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Dunn County

Check your address flood zone ›
0.3%of homes have federal flood insurance (50 policies)
19%of homes in mapped high-risk flood zones are insured
$52,516paid on 9 flood claims since 1978
2020costliest year, with $29,093 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Dunn County

$243,200median home value (Wisconsin $266,500, US $332,700)
1983median year homes were built (Wisconsin 1975, US 1980)
47%of homes built before 1980, before many modern wind, quake and flood building rules
9.2%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 18,983 housing units.

Compare in Wisconsin

All 72 ›
Largest countiesOverall riskTop hazard
Milwaukee CountyHighCold wave
Dane CountyModerateInland flooding
Waukesha CountyModerateInland flooding
Brown CountyModerateInland flooding
Racine CountyModerateInland flooding
Outagamie CountyLowInland flooding
Winnebago CountyModerateInland flooding
Kenosha CountyModerateCold wave

Neighboring counties

CountyOverall riskDeclarations
Eau Claire CountyLow7
St. Croix CountyLow9
Chippewa CountyLow9
Barron CountyLow8
Polk CountyLow8
Pierce CountyVery Low11
Pepin CountyVery Low11

Common questions about Dunn County

What is the biggest natural hazard in Dunn County?

Inland flooding has the highest expected yearly losses in Dunn County, about $9.6 million a year in FEMA's estimate. Cold wave is second at $4.8 million.

How many federal disasters has Dunn County had?

Dunn County has been included in 11 federal disaster or emergency declarations for natural events since 1965, including 9 major disasters. The most recent was Hurricane Katrina Evacuation in September 2005.

Is Dunn County a high-risk place to live?

Its overall rating is Relatively Low, 50th highest of 72 in Wisconsin. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Dunn County?

Standard home insurance does not cover flooding. About 1 in 333 homes in Dunn County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Dunn County had?

NOAA records list 24 tornadoes in Dunn County since 1950. The strongest was an F5 tornado on June 4, 1958. The weather service has also logged 132 hail reports and 16 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.