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Burnett County, Wisconsin

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
49th of 72highest risk in Wisconsin
$12Mexpected losses a year
8federal declarations
1 in 250homes with flood insurance
Photo: U.S. Geological Survey, public domain

Burnett County, Wisconsin has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 51% of US counties. It ranks 49th of 72 counties in Wisconsin. The costliest hazards here are inland flooding, cold waves and tornadoes. FEMA estimates about $12 million a year in expected losses, or roughly $704 per resident. Since 1976 it has been included in 8 federal disaster or emergency declarations for natural events (5 major disasters). The most recent was in August 2018 (severe storms, straight-line winds and flooding). Fewer than 1 in 100 homes here carry federal flood insurance (68 policies). Since 1978, federal flood insurance has paid about $280,000 on 36 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Burnett County

$5.8 million a yearExpected losses. Damaging events about once every 4 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Moderate
$3.2 million a yearExpected losses. Damaging events about 10 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$813,914 a yearExpected losses. Damaging events about once every 3 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingLow55.5
$6M
Cold waveModerate82.9
$3M
TornadoLow46.7
$814K
Strong windModerate57.9
$506K
LightningModerate78.8
$501K
HailLow72.7
$464K
Heat waveVery Low38.6
$156K
WildfireLow68.8
$119K
Winter weatherLow41.8
$36K
Ice stormLow38.0
$36K
DroughtVery Low22.8
$6K
EarthquakeVery Low3.2
$2K
LandslideVery Low16.1
$54

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Burnett County. 2020s bar runs to November 2026.

By type

Severe Storm3
Flood2
Drought1
Tornado1
Hurricane1

Most recent

Aug 10, 2018Severe Storms, Straight-Line Winds, and FloodingMajor disaster
Aug 9, 2016Severe Storms and FloodingMajor disaster
Sep 13, 2005Hurricane Katrina EvacuationEmergency
Sep 10, 2002Severe Storms, Tornadoes and FloodingMajor disaster
May 11, 2001Flooding, Severe Storms and TornadoesMajor disaster
Jun 24, 2000Severe Storms, Tornadoes, and FloodingMajor disaster
Oct 3, 1977Winds, Hail & RainEmergency
Jun 17, 1976DroughtEmergency

Wisconsin also had 8 statewide declarations that did not name single counties.

Storm history since 1953

Tornado risk by county ›

The National Weather Service has logged 326 storm reports in Burnett County since 1953, with 4 deaths and 25 injuries and about $13.3 million in reported damage. The strongest on record here was an F3 tornado on June 18, 2001 near Grantsburg.

15tornadoes
150hail reports, largest 2.75 inches
148damaging thunderstorm winds
10floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 18, 2001F3Grantsburg16 / 2
May 10, 1953F2–9 / 1
May 5, 1965F2–0 / 0
Jun 17, 2010EF1Grantsburg0 / 0
Sep 6, 1959F1–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 18, 2001TornadoGrantsburg$10M
May 10, 1953Tornado–$3M
Aug 18, 1995Thunderstorm WindWebster$250K
Aug 18, 1995Thunderstorm WindWebster$250K
Sep 19, 2024Thunderstorm WindDanbury$75K
Sep 26, 1998Thunderstorm WindGrantsburg$50K

Source: NOAA Storm Events Database, county-based reports through Jun 10, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Burnett County

Check your address flood zone ›
0.4%of homes have federal flood insurance (68 policies)
5.9%of homes in mapped high-risk flood zones are insured
$279,528paid on 36 flood claims since 1978
2001costliest year, with $91,904 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Burnett County

$231,300median home value (Wisconsin $266,500, US $332,700)
1983median year homes were built (Wisconsin 1975, US 1980)
46%of homes built before 1980, before many modern wind, quake and flood building rules
8.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 15,396 housing units.

Compare in Wisconsin

All 72 ›
Largest countiesOverall riskTop hazard
Milwaukee CountyHighCold wave
Dane CountyModerateInland flooding
Waukesha CountyModerateInland flooding
Brown CountyModerateInland flooding
Racine CountyModerateInland flooding
Outagamie CountyLowInland flooding
Winnebago CountyModerateInland flooding
Kenosha CountyModerateCold wave

Neighboring counties

CountyOverall riskDeclarations
Chisago County, MNLow10
Barron CountyLow8
Polk CountyLow8
Douglas CountyLow8
Pine County, MNLow13
Washburn CountyVery Low8

Common questions about Burnett County

What is the biggest natural hazard in Burnett County?

Inland flooding has the highest expected yearly losses in Burnett County, about $5.8 million a year in FEMA's estimate. Cold wave is second at $3.2 million.

How many federal disasters has Burnett County had?

Burnett County has been included in 8 federal disaster or emergency declarations for natural events since 1976, including 5 major disasters. The most recent was Severe Storms, Straight-Line Winds, and Flooding in August 2018.

Is Burnett County a high-risk place to live?

Its overall rating is Relatively Low, 49th highest of 72 in Wisconsin. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Burnett County?

Standard home insurance does not cover flooding. About 1 in 250 homes in Burnett County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Burnett County had?

NOAA records list 15 tornadoes in Burnett County since 1950. The strongest was an F3 tornado on June 18, 2001 near Grantsburg. The weather service has also logged 150 hail reports and 10 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.