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Asotin County, Washington

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
37th of 39highest risk in Washington
$5Mexpected losses a year
11federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Asotin County, Washington has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 82% of US counties. It ranks 37th of 39 counties in Washington. The costliest hazards here are inland flooding, wildfires and heat waves. FEMA estimates about $5.4 million a year in expected losses, or roughly $241 per resident. Since 1964 it has been included in 11 federal disaster or emergency declarations for natural events (8 major disasters). The most recent was in April 2026 (severe storms, straight-line winds, flooding, landslides and mudslides). Only 12 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Asotin County

$3.7 million a yearExpected losses. Damaging events about once every 3 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Wildfire

Moderate
$982,372 a yearExpected losses. Damaging events about once every 130 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
$355,655 a yearExpected losses. Damaging events about 4 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.
HazardRatingScoreExpected loss a year
Inland floodingLow38.5
$4M
WildfireModerate89.4
$982K
Heat waveLow53.8
$356K
Cold waveVery Low17.7
$149K
EarthquakeVery Low32.7
$77K
Strong windVery Low10.1
$58K
TornadoVery Low6.9
$27K
LightningVery Low8.9
$23K
HailVery Low7.0
$16K
Winter weatherVery Low19.5
$14K
Ice stormVery Low13.7
$6K
LandslideLow72.3
$6K
AvalancheLow70.8
$4K
DroughtVery Low13.8
$155

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Asotin County. 2020s bar runs to November 2026.

By type

Flood5
Severe Storm2
Drought1
Volcanic Eruption1
Coastal Storm1
Fire1

Most recent

Apr 7, 2026Severe Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesMajor disaster
Aug 21, 2015WildfiresEmergency
Mar 2, 2009Severe Winter Storm and Record and Near Record SnowMajor disaster
Sep 7, 2005Hurricane Katrina EvacuationEmergency
Jan 17, 1997Severe Winter Storms, Land & Muds Slides,FloodingMajor disaster
Feb 9, 1996High Winds, Severe Storms and FloodingMajor disaster
May 21, 1980Volcanic Eruption, Mt. St. HelensMajor disaster
Mar 31, 1977DroughtEmergency
Jan 25, 1974Severe Storms, Snowmelt & FloodingMajor disaster
Feb 1, 1972Severe Storms & FloodingMajor disaster
Show all 11
Dec 29, 1964Heavy Rains & FloodingMajor disaster

Washington also had 51 statewide declarations that did not name single counties.

Storm history since 1961

Tornado risk by county ›

The National Weather Service has logged 48 storm reports in Asotin County since 1961 and about $1.8 million in reported damage. No tornadoes are on record here.

0tornadoes
21hail reports, largest 2 inches
15damaging thunderstorm winds
9floods and flash floods

Most damaging storms

DateTypeNearDamage
Apr 13, 2017Flash FloodMountain View$2M
Jun 5, 2022Flash FloodClarkston Hgts$110K
Sep 25, 1998Flash FloodClarkston$30K
Sep 8, 1998Flash FloodClarkston$30K
Jun 5, 2022Thunderstorm WindClarkston Hgts$20K
Jun 9, 2023Flash FloodClarkston Hgts$20K

Source: NOAA Storm Events Database, county-based reports through Sep 25, 2024. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Asotin County

Check your address flood zone ›
0.1%of homes have federal flood insurance (12 policies)
0%of homes in mapped high-risk flood zones are insured
$54,480paid on 4 flood claims since 1978
2017costliest year, with $38,815 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Asotin County

$325,600median home value (Washington $564,600, US $332,700)
1976median year homes were built (Washington 1985, US 1980)
57%of homes built before 1980, before many modern wind, quake and flood building rules
11.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 10,183 housing units.

Compare in Washington

All 39 ›
Largest countiesOverall riskTop hazard
King CountyVery HighEarthquake
Pierce CountyHighEarthquake
Snohomish CountyHighEarthquake
Spokane CountyModerateInland flooding
Clark CountyModerateInland flooding
Thurston CountyHighEarthquake
Kitsap CountyModerateEarthquake
Yakima CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Whitman CountyVery Low16
Nez Perce County, IDVery Low13
Wallowa County, ORVery Low9
Garfield CountyVery Low13

Common questions about Asotin County

What is the biggest natural hazard in Asotin County?

Inland flooding has the highest expected yearly losses in Asotin County, about $3.7 million a year in FEMA's estimate. Wildfire is second at $982,372.

How many federal disasters has Asotin County had?

Asotin County has been included in 11 federal disaster or emergency declarations for natural events since 1964, including 8 major disasters. The most recent was Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides in April 2026.

Is Asotin County a high-risk place to live?

Its overall rating is Very Low, 37th highest of 39 in Washington. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Asotin County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Asotin County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Asotin County had?

NOAA records list 0 tornadoes in Asotin County since 1950. The weather service has also logged 21 hail reports and 9 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.