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Maverick County, Texas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
93rd of 254highest risk in Texas
$13Mexpected losses a year
14federal declarations
1 in 143homes with flood insurance
Photo: U.S. Geological Survey, public domain

Maverick County, Texas has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 64% of US counties. It ranks 93rd of 254 counties in Texas. The costliest hazards here are inland flooding, heat waves and tornadoes. FEMA estimates about $13 million a year in expected losses, or roughly $231 per resident. Since 1990 it has been included in 14 federal disaster or emergency declarations for natural events (8 major disasters). The most recent was in September 2026 (severe storms, straight-line winds, tornadoes and flooding). Fewer than 1 in 100 homes here carry federal flood insurance (121 policies). Since 1978, federal flood insurance has paid about $5.6 million on 162 claims here, including $2.1 million for floods in 2015.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Maverick County

$8.4 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Heat wave

Moderate
$1.8 million a yearExpected losses. Damaging events about 7 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.

Tornado

Moderate
$1.3 million a yearExpected losses. Damaging events about once every 9 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingModerate73.1
$8M
Heat waveModerate90.4
$2M
TornadoModerate67.4
$1M
DroughtModerate81.4
$567K
Cold waveLow44.5
$434K
LightningModerate78.1
$372K
HurricaneLow65.8
$215K
HailLow50.6
$149K
Strong windLow19.6
$98K
Winter weatherLow51.1
$37K
WildfireVery Low48.5
$25K
EarthquakeVery Low18.9
$14K
Ice stormVery Low12.8
$4K
LandslideVery Low30.0
$172

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Maverick County. 2020s bar runs to November 2026.

By type

Hurricane4
Severe Storm2
Fire2
Severe Ice Storm2
Flood2
Freezing1

Most recent

Sep 1, 2026Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jul 18, 2026FloodingEmergency
Feb 19, 2021Severe Winter StormsMajor disaster
Feb 14, 2021Severe Winter StormEmergency
Aug 3, 2010Hurricane AlexMajor disaster
Mar 14, 2008WildfiresEmergency
May 1, 2007Severe Storms and TornadoesMajor disaster
Jan 11, 2006Extreme Wildfire ThreatMajor disaster
Sep 24, 2005Hurricane RitaMajor disaster
Sep 21, 2005Hurricane RitaEmergency
Show all 14
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Aug 26, 1998Tropical Storm CharleyMajor disaster
Sep 10, 1993Extreme Fire HazardEmergency
Jan 9, 1990Severe FreezeMajor disaster

Texas also had 106 statewide declarations that did not name single counties.

Storm history since 1960

Tornado risk by county ›

The National Weather Service has logged 216 storm reports in Maverick County since 1960, with 10 deaths and 5 injuries and about $91.4 million in reported damage. The strongest on record here was an EF3 tornado on April 24, 2007 near Eagle Pass.

14tornadoes
99hail reports, largest 2.75 inches
41damaging thunderstorm winds
62floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 24, 2007EF3Eagle Pass0 / 7
May 6, 1972F2–2 / 0
May 24, 1981F2–0 / 0
May 6, 1969F2–0 / 0
Apr 17, 1966F1–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 24, 2007TornadoEagle Pass$80M
Jul 16, 2026Flash FloodQuemado$4M
Oct 8, 2002Flash FloodNorthwest Portion$2M
Oct 5, 2004Flash FloodQuemado$2M
Oct 8, 2015Flash FloodEagle Pass$1M
Jun 19, 2014Flash FloodQuemado$1M

Source: NOAA Storm Events Database, county-based reports through Jul 16, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 1 hurricane and 10 tropical storms have passed within 65 miles of the center of Maverick County, 5 of them since 1950. The strongest was Hurricane Celia (1970), with top winds near 75 mph about 62 miles away.

1hurricanes
0major hurricanes (Category 3+)
10tropical storms
2008most recent: Dolly

Strongest storms nearby

DateStormStrengthClosest
Aug 4, 1970CeliaCategory 1, 75 mph62 mi
Aug 19, 1916UnnamedTropical storm, 65 mph57 mi
Aug 11, 1980AllenTropical storm, 65 mph65 mi
Sep 15, 1919UnnamedTropical storm, 60 mph58 mi
Aug 13, 1880UnnamedTropical storm, 60 mph65 mi
Jun 26, 1851UnnamedTropical storm, 60 mph62 mi

Most recent storms

DateStormStrengthClosest
Jul 24, 2008DollyTropical storm, 40 mph60 mi
Jul 16, 2003ClaudetteTropical storm, 45 mph58 mi
Aug 11, 1980AllenTropical storm, 65 mph65 mi
Aug 4, 1970CeliaCategory 1, 75 mph62 mi
Jun 26, 1954AliceTropical storm, 45 mph58 mi
Jul 26, 1934UnnamedTropical storm, 55 mph55 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Maverick County

Check your address flood zone ›
0.7%of homes have federal flood insurance (121 policies)
12.3%of homes in mapped high-risk flood zones are insured
$5.6 millionpaid on 162 flood claims since 1978
2015costliest year, with $2.1 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Maverick County

$158,700median home value (Texas $283,800, US $332,700)
1997median year homes were built (Texas 1992, US 1980)
23%of homes built before 1980, before many modern wind, quake and flood building rules
11.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 20,445 housing units.

Compare in Texas

All 254 ›
Largest countiesOverall riskTop hazard
Harris CountyVery HighInland flooding
Dallas CountyVery HighInland flooding
Tarrant CountyHighInland flooding
Bexar CountyHighInland flooding
Travis CountyHighInland flooding
Collin CountyHighTornado
Denton CountyHighTornado
Hidalgo CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Webb CountyModerate21
Uvalde CountyLow19
Zavala CountyLow18
Dimmit CountyVery Low17
Kinney CountyVery Low14

Cities in Maverick County

Common questions about Maverick County

What is the biggest natural hazard in Maverick County?

Inland flooding has the highest expected yearly losses in Maverick County, about $8.4 million a year in FEMA's estimate. Heat wave is second at $1.8 million.

How many federal disasters has Maverick County had?

Maverick County has been included in 14 federal disaster or emergency declarations for natural events since 1990, including 8 major disasters. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in September 2026.

Is Maverick County a high-risk place to live?

Its overall rating is Relatively Low, 93rd highest of 254 in Texas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Maverick County?

Standard home insurance does not cover flooding. About 1 in 143 homes in Maverick County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Maverick County had?

NOAA records list 14 tornadoes in Maverick County since 1950. The strongest was an EF3 tornado on April 24, 2007 near Eagle Pass. The weather service has also logged 99 hail reports and 62 floods here.

How many hurricanes have hit Maverick County?

NOAA's hurricane records show 1 hurricane and 10 tropical storms passing within 65 miles of the center of Maverick County. The strongest was Hurricane Celia (1970), with winds near 75 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.