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Lamb County, Texas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
101st of 254highest risk in Texas
$15Mexpected losses a year
14federal declarations
1 in 1000homes with flood insurance
Photo: James St. John, CC BY 2.0

Lamb County, Texas has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 61% of US counties. It ranks 101st of 254 counties in Texas. The costliest hazards here are hail, cold waves and drought. FEMA estimates about $15 million a year in expected losses, or roughly $1,150 per resident. Since 1970 it has been included in 14 federal disaster or emergency declarations for natural events (9 major disasters). The most recent was in February 2021 (severe winter storms). Only 7 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Lamb County

Hail

High
$6.2 million a yearExpected losses. Damaging events about 5 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.

Cold wave

Moderate
$2 million a yearExpected losses. Damaging events about 2 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$1.7 million a yearExpected losses. Damaging events about 83 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
HazardRatingScoreExpected loss a year
HailHigh98.7
$6M
Cold waveModerate76.7
$2M
DroughtHigh94.9
$2M
Inland floodingVery Low18.6
$2M
Strong windHigh91.1
$1M
TornadoLow58.7
$1M
WildfireLow85.8
$519K
Winter weatherModerate76.0
$118K
LightningLow37.1
$98K
Heat waveVery Low29.4
$88K
EarthquakeVery Low28.6
$44K
Ice stormLow40.5
$37K
HurricaneVery Low43.7
$28K
LandslideVery Low0.3
$0

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Lamb County. 2020s bar runs to November 2026.

By type

Fire4
Hurricane4
Severe Storm3
Severe Ice Storm2
Tornado1

Most recent

Feb 19, 2021Severe Winter StormsMajor disaster
Feb 14, 2021Severe Winter StormEmergency
Feb 9, 2016Severe Winter Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Jul 1, 2011WildfiresMajor disaster
Aug 3, 2010Hurricane AlexMajor disaster
Mar 14, 2008WildfiresEmergency
Jan 11, 2006Extreme Wildfire ThreatMajor disaster
Sep 24, 2005Hurricane RitaMajor disaster
Sep 21, 2005Hurricane RitaEmergency
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Show all 14
Sep 1, 1999Extreme Fire HazardsEmergency
Aug 26, 1998Tropical Storm CharleyMajor disaster
Sep 9, 1992Excessive Rain & HailMajor disaster
May 13, 1970Tornadoes, Windstorms & FloodingMajor disaster

Texas also had 106 statewide declarations that did not name single counties.

Storm history since 1951

Tornado risk by county ›

The National Weather Service has logged 534 storm reports in Lamb County since 1951, with 0 deaths and 11 injuries and about $88.7 million in reported damage. The strongest on record here was an F4 tornado on April 21, 1957.

88tornadoes
248hail reports, largest 4.5 inches
176damaging thunderstorm winds
20floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 21, 1957F4–3 / 0
Jun 2, 1965F4–0 / 0
May 24, 1957F3–3 / 0
May 10, 1991F3–0 / 0
Jun 3, 1961F3–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 30, 2017HailSudan$30M
May 30, 2001HailSudan$15M
Oct 10, 2007HailFieldton$5M
May 30, 2001HailLittlefield$3M
May 30, 2001HailLittlefield$3M
Apr 21, 1957Tornado–$3M

Source: NOAA Storm Events Database, county-based reports through Jun 30, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Lamb County

Check your address flood zone ›
0.1%of homes have federal flood insurance (7 policies)
0%of homes in mapped high-risk flood zones are insured
$0paid on 1 flood claims since 1978
2013costliest year

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Lamb County

$82,400median home value (Texas $283,800, US $332,700)
1966median year homes were built (Texas 1992, US 1980)
76%of homes built before 1980, before many modern wind, quake and flood building rules
7.8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 5,885 housing units.

Compare in Texas

All 254 ›
Largest countiesOverall riskTop hazard
Harris CountyVery HighInland flooding
Dallas CountyVery HighInland flooding
Tarrant CountyHighInland flooding
Bexar CountyHighInland flooding
Travis CountyHighInland flooding
Collin CountyHighTornado
Denton CountyHighTornado
Hidalgo CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Lubbock CountyHigh18
Hale CountyLow13
Hockley CountyLow14
Parmer CountyModerate13
Castro CountyVery Low12
Bailey CountyVery Low14
Cochran CountyVery Low14

Common questions about Lamb County

What is the biggest natural hazard in Lamb County?

Hail has the highest expected yearly losses in Lamb County, about $6.2 million a year in FEMA's estimate. Cold wave is second at $2 million.

How many federal disasters has Lamb County had?

Lamb County has been included in 14 federal disaster or emergency declarations for natural events since 1970, including 9 major disasters. The most recent was Severe Winter Storms in February 2021.

Is Lamb County a high-risk place to live?

Its overall rating is Relatively Low, 101st highest of 254 in Texas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Lamb County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Lamb County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Lamb County had?

NOAA records list 88 tornadoes in Lamb County since 1950. The strongest was an F4 tornado on April 21, 1957. The weather service has also logged 248 hail reports and 20 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.