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Ector County, Texas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
42nd of 254highest risk in Texas
$46Mexpected losses a year
13federal declarations
1 in 67homes with flood insurance
Photo: U.S. Geological Survey, public domain

Ector County, Texas has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 83% of US counties. It ranks 42nd of 254 counties in Texas. The costliest hazards here are inland flooding, hail and tornadoes. FEMA estimates about $46 million a year in expected losses, or roughly $281 per resident. Since 1989 it has been included in 13 federal disaster or emergency declarations for natural events (5 major disasters). The most recent was in February 2021 (severe winter storms). About 1 in 67 homes here carry federal flood insurance (830 policies). Since 1978, federal flood insurance has paid about $2.5 million on 187 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Ector County

$20 million a yearExpected losses. Damaging events about 4 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Hail

High
$13 million a yearExpected losses. Damaging events about 4 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.

Tornado

Moderate
$4.2 million a yearExpected losses. Damaging events about once every 3 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingModerate81.7
$20M
HailHigh99.2
$13M
TornadoModerate82.4
$4M
Heat waveModerate86.2
$2M
Cold waveModerate68.4
$2M
Strong windHigh87.5
$2M
WildfireLow88.3
$1M
Winter weatherVery High97.3
$981K
LightningHigh86.0
$914K
Ice stormModerate76.1
$291K
DroughtLow59.0
$251K
EarthquakeVery Low41.0
$152K
HurricaneVery Low36.3
$22K
LandslideVery Low2.1
$2

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Ector County. 2020s bar runs to November 2026.

By type

Fire6
Hurricane3
Severe Storm2
Severe Ice Storm2

Most recent

Feb 19, 2021Severe Winter StormsMajor disaster
Feb 14, 2021Severe Winter StormEmergency
Apr 27, 2011Pleasant Farms FireFire management
Apr 3, 2011Bates Field FireFire management
Mar 14, 2008WildfiresEmergency
Feb 25, 2008South Odessa FireFire management
Jan 11, 2006Extreme Wildfire ThreatMajor disaster
Sep 24, 2005Hurricane RitaMajor disaster
Sep 21, 2005Hurricane RitaEmergency
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Show all 13
Sep 1, 1999Extreme Fire HazardsEmergency
Aug 26, 1998Tropical Storm CharleyMajor disaster
May 19, 1989Severe Storms, Tornadoes & FloodingMajor disaster

Texas also had 106 statewide declarations that did not name single counties.

Storm history since 1957

Tornado risk by county ›

The National Weather Service has logged 821 storm reports in Ector County since 1957, with 1 death and 12 injuries and about $307 million in reported damage. The strongest on record here was an EF3 tornado on May 20, 2019 near Pleasant Farms.

45tornadoes
395hail reports, largest 5 inches
198damaging thunderstorm winds
167floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 20, 2019EF3Pleasant Farms0 / 0
May 14, 2010EF3Notrees0 / 0
Mar 18, 2012EF2Gardendale3 / 0
May 12, 1973F2–0 / 0
Oct 15, 1981F2–2 / 0

Most damaging storms

DateTypeNearDamage
Jun 14, 2017HailOdessa Ector Co Arpt$100M
Jun 14, 2017HailOdessa Ector Co Arpt$100M
May 26, 1999HailOdessa$85M
Sep 27, 2004Flash FloodWest Odessa$2M
Sep 28, 2012Flash FloodOdessa Ector Co Arpt$2M
Mar 18, 2012TornadoGardendale$1M

Source: NOAA Storm Events Database, county-based reports through Jul 23, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1942, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Ector County. The strongest was an unnamed storm in 1942, with top winds near 45 mph about 63 miles away.

0hurricanes
0major hurricanes (Category 3+)
1tropical storms
1942most recent: unnamed storm

Strongest storms nearby

DateStormStrengthClosest
Aug 31, 1942UnnamedTropical storm, 45 mph63 mi

Most recent storms

DateStormStrengthClosest
Aug 31, 1942UnnamedTropical storm, 45 mph63 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Ector County

Check your address flood zone ›
1.5%of homes have federal flood insurance (830 policies)
12.9%of homes in mapped high-risk flood zones are insured
$2.5 millionpaid on 187 flood claims since 1978
2015costliest year, with $739,040 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Ector County

$200,200median home value (Texas $283,800, US $332,700)
1984median year homes were built (Texas 1992, US 1980)
45%of homes built before 1980, before many modern wind, quake and flood building rules
17.3%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 68,899 housing units.

Compare in Texas

All 254 ›
Largest countiesOverall riskTop hazard
Harris CountyVery HighInland flooding
Dallas CountyVery HighInland flooding
Tarrant CountyHighInland flooding
Bexar CountyHighInland flooding
Travis CountyHighInland flooding
Collin CountyHighTornado
Denton CountyHighTornado
Hidalgo CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Midland CountyModerate17
Andrews CountyVery Low12
Ward CountyVery Low9
Winkler CountyVery Low10
Crane CountyVery Low10
Upton CountyVery Low11

Cities in Ector County

Common questions about Ector County

What is the biggest natural hazard in Ector County?

Inland flooding has the highest expected yearly losses in Ector County, about $20 million a year in FEMA's estimate. Hail is second at $13 million.

How many federal disasters has Ector County had?

Ector County has been included in 13 federal disaster or emergency declarations for natural events since 1989, including 5 major disasters. The most recent was Severe Winter Storms in February 2021.

Is Ector County a high-risk place to live?

Its overall rating is Relatively Moderate, 42nd highest of 254 in Texas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Ector County?

Standard home insurance does not cover flooding. About 1 in 67 homes in Ector County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Ector County had?

NOAA records list 45 tornadoes in Ector County since 1950. The strongest was an EF3 tornado on May 20, 2019 near Pleasant Farms. The weather service has also logged 395 hail reports and 167 floods here.

How many hurricanes have hit Ector County?

NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Ector County. The strongest was an unnamed storm in 1942, with winds near 45 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.