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Crane County, Texas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
248th of 254highest risk in Texas
$971Kexpected losses a year
10federal declarations
Photo: U.S. Geological Survey, public domain

Crane County, Texas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 99% of US counties. It ranks 248th of 254 counties in Texas. The costliest hazards here are inland flooding, hail and strong wind. FEMA estimates about $971,000 a year in expected losses, or roughly $208 per resident. Since 1998 it has been included in 10 federal disaster or emergency declarations for natural events (5 major disasters). The most recent was in February 2021 (severe winter storms). No homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Crane County

$385,682 a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Hail

Low
$155,533 a yearExpected losses. Damaging events about 3 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.
$111,361 a yearExpected losses. Damaging events about once a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
Inland floodingVery Low3.5
$386K
HailLow46.1
$156K
Strong windLow18.6
$111K
TornadoVery Low14.0
$84K
Heat waveVery Low25.3
$69K
Cold waveVery Low10.4
$56K
WildfireVery Low54.1
$41K
LightningVery Low14.6
$34K
Winter weatherLow28.6
$19K
Ice stormVery Low17.2
$9K
EarthquakeVery Low7.3
$5K
HurricaneVery Low11.1
$2K
DroughtVery Low13.5
$99
LandslideVery Low1.2
$1

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Crane County. 2020s bar runs to November 2026.

By type

Fire4
Hurricane3
Severe Ice Storm2
Severe Storm1

Most recent

Feb 19, 2021Severe Winter StormsMajor disaster
Feb 14, 2021Severe Winter StormEmergency
Jul 1, 2011WildfiresMajor disaster
Mar 14, 2008WildfiresEmergency
Jan 11, 2006Extreme Wildfire ThreatMajor disaster
Sep 24, 2005Hurricane RitaMajor disaster
Sep 21, 2005Hurricane RitaEmergency
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Sep 1, 1999Extreme Fire HazardsEmergency
Aug 26, 1998Tropical Storm CharleyMajor disaster

Texas also had 106 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 190 storm reports in Crane County since 1954, with 0 deaths and 2 injuries and about $987,580 in reported damage. The strongest on record here was an F2 tornado on May 29, 1954.

20tornadoes
114hail reports, largest 4.5 inches
40damaging thunderstorm winds
16floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 29, 1954F2–2 / 0
Jul 10, 1962F2–0 / 0
May 24, 1992F1–0 / 0
Apr 22, 1981F1–0 / 0
Jun 3, 1989F1–0 / 0

Most damaging storms

DateTypeNearDamage
Mar 22, 2000Flash FloodCountywide$500K
Oct 31, 1995HailCrane$170K
May 6, 2015HailCrane$100K
Jun 8, 1995HailCrane$75K
Jun 23, 2000Thunderstorm WindCrane$20K
Jun 3, 2005Thunderstorm WindCrane$20K

Source: NOAA Storm Events Database, county-based reports through Oct 18, 2025. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1929, 0 hurricanes and 2 tropical storms have passed within 65 miles of the center of Crane County. The strongest was an unnamed storm in 1929, with top winds near 55 mph about 62 miles away.

0hurricanes
0major hurricanes (Category 3+)
2tropical storms
1942most recent: unnamed storm

Strongest storms nearby

DateStormStrengthClosest
Jun 29, 1929UnnamedTropical storm, 55 mph62 mi
Aug 31, 1942UnnamedTropical storm, 45 mph57 mi

Most recent storms

DateStormStrengthClosest
Aug 31, 1942UnnamedTropical storm, 45 mph57 mi
Jun 29, 1929UnnamedTropical storm, 55 mph62 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Crane County

Check your address flood zone ›
0%of homes have federal flood insurance (0 policies)
0%of homes in mapped high-risk flood zones are insured
$0paid on 0 flood claims since 1978
n/acostliest year

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Crane County

$129,400median home value (Texas $283,800, US $332,700)
1977median year homes were built (Texas 1992, US 1980)
55%of homes built before 1980, before many modern wind, quake and flood building rules
33.5%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,840 housing units.

Compare in Texas

All 254 ›
Largest countiesOverall riskTop hazard
Harris CountyVery HighInland flooding
Dallas CountyVery HighInland flooding
Tarrant CountyHighInland flooding
Bexar CountyHighInland flooding
Travis CountyHighInland flooding
Collin CountyHighTornado
Denton CountyHighTornado
Hidalgo CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Ector CountyModerate13
Pecos CountyVery Low14
Ward CountyVery Low9
Upton CountyVery Low11
Crockett CountyVery Low14

Common questions about Crane County

What is the biggest natural hazard in Crane County?

Inland flooding has the highest expected yearly losses in Crane County, about $385,682 a year in FEMA's estimate. Hail is second at $155,533.

How many federal disasters has Crane County had?

Crane County has been included in 10 federal disaster or emergency declarations for natural events since 1998, including 5 major disasters. The most recent was Severe Winter Storms in February 2021.

Is Crane County a high-risk place to live?

Its overall rating is Very Low, 248th highest of 254 in Texas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Crane County?

Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Crane County had?

NOAA records list 20 tornadoes in Crane County since 1950. The strongest was an F2 tornado on May 29, 1954. The weather service has also logged 114 hail reports and 16 floods here.

How many hurricanes have hit Crane County?

NOAA's hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the center of Crane County. The strongest was an unnamed storm in 1929, with winds near 55 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.