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Donley County, Texas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
178th of 254highest risk in Texas
$7Mexpected losses a year
16federal declarations
1 in 333homes with flood insurance
Photo: Aleatoric Consonance, CC BY 2.0

Donley County, Texas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 73% of US counties. It ranks 178th of 254 counties in Texas. The costliest hazards here are drought, hail and tornadoes. FEMA estimates about $6.6 million a year in expected losses, or roughly $2,039 per resident. Since 1970 it has been included in 16 federal disaster or emergency declarations for natural events (8 major disasters). The most recent was in March 2026 (Corner Pocket Fire). Only 5 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Donley County

$3.3 million a yearExpected losses. Damaging events about 73 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.

Hail

Moderate
$737,179 a yearExpected losses. Damaging events about 8 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.
$654,892 a yearExpected losses. Damaging events about once a year.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
DroughtHigh97.9
$3M
HailModerate81.7
$737K
TornadoLow40.2
$655K
WildfireLow84.5
$501K
Inland floodingVery Low4.2
$478K
Strong windLow46.7
$376K
Cold waveLow31.4
$340K
Ice stormLow47.7
$58K
Winter weatherLow51.8
$52K
LightningVery Low12.2
$32K
Heat waveVery Low16.0
$31K
EarthquakeVery Low22.6
$27K
HurricaneVery Low20.5
$5K
LandslideVery Low9.2
$17

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Donley County. 2020s bar runs to November 2026.

By type

Fire7
Severe Storm3
Hurricane3
Severe Ice Storm2
Tornado1

Most recent

Mar 15, 2026Corner Pocket FireFire management
Feb 18, 20268 Ball FireFire management
Mar 14, 2025Rest Area FireFire management
Feb 19, 2021Severe Winter StormsMajor disaster
Feb 14, 2021Severe Winter StormEmergency
Feb 9, 2016Severe Winter Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Jul 1, 2011WildfiresMajor disaster
Mar 14, 2008WildfiresEmergency
Jan 11, 2006Extreme Wildfire ThreatMajor disaster
Sep 24, 2005Hurricane RitaMajor disaster
Show all 16
Sep 21, 2005Hurricane RitaEmergency
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Sep 1, 1999Extreme Fire HazardsEmergency
Aug 26, 1998Tropical Storm CharleyMajor disaster
May 19, 1989Severe Storms, Tornadoes & FloodingMajor disaster
May 13, 1970Tornadoes, Windstorms & FloodingMajor disaster

Texas also had 106 statewide declarations that did not name single counties.

Storm history since 1955

Tornado risk by county ›

The National Weather Service has logged 608 storm reports in Donley County since 1955, with 17 deaths and 48 injuries and about $9.8 million in reported damage. The strongest on record here was an F4 tornado on April 18, 1970.

64tornadoes
407hail reports, largest 4.5 inches
105damaging thunderstorm winds
27floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 18, 1970F4–42 / 16
Apr 17, 1970F4–0 / 0
Apr 18, 1970F4–0 / 0
Apr 18, 1970F4–0 / 0
May 15, 1957F3–1 / 0

Most damaging storms

DateTypeNearDamage
Apr 18, 1970Tornado–$3M
Jun 11, 1989Tornado–$3M
Jun 11, 1989Tornado–$3M
May 3, 2001Flash FloodClarendon$260K
May 15, 1957Tornado–$250K
Mar 13, 2021TornadoClarendon$250K

Source: NOAA Storm Events Database, county-based reports through Jul 1, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Donley County

Check your address flood zone ›
0.3%of homes have federal flood insurance (5 policies)
0%of homes in mapped high-risk flood zones are insured
$7,175paid on 7 flood claims since 1978
1997costliest year, with $2,916 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Donley County

$96,400median home value (Texas $283,800, US $332,700)
1972median year homes were built (Texas 1992, US 1980)
67%of homes built before 1980, before many modern wind, quake and flood building rules
14.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,951 housing units.

Compare in Texas

All 254 ›
Largest countiesOverall riskTop hazard
Harris CountyVery HighInland flooding
Dallas CountyVery HighInland flooding
Tarrant CountyHighInland flooding
Bexar CountyHighInland flooding
Travis CountyHighInland flooding
Collin CountyHighTornado
Denton CountyHighTornado
Hidalgo CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Gray CountyLow14
Carson CountyVery Low13
Wheeler CountyVery Low12
Hall CountyVery Low16
Collingsworth CountyVery Low12
Armstrong CountyVery Low12
Briscoe CountyVery Low14

Common questions about Donley County

What is the biggest natural hazard in Donley County?

Drought has the highest expected yearly losses in Donley County, about $3.3 million a year in FEMA's estimate. Hail is second at $737,179.

How many federal disasters has Donley County had?

Donley County has been included in 16 federal disaster or emergency declarations for natural events since 1970, including 8 major disasters. The most recent was Corner Pocket Fire in March 2026.

Is Donley County a high-risk place to live?

Its overall rating is Very Low, 178th highest of 254 in Texas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Donley County?

Standard home insurance does not cover flooding. About 1 in 333 homes in Donley County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Donley County had?

NOAA records list 64 tornadoes in Donley County since 1950. The strongest was an F4 tornado on April 18, 1970. The weather service has also logged 407 hail reports and 27 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.