Collingsworth County, Texas
Natural disaster risk, federal disaster history and flood insurance facts.
Collingsworth County, Texas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 73% of US counties. It ranks 176th of 254 counties in Texas. The costliest hazards here are drought, tornadoes and strong wind. FEMA estimates about $7.5 million a year in expected losses, or roughly $2,829 per resident. Since 1968 it has been included in 12 federal disaster or emergency declarations for natural events (7 major disasters). The most recent was in February 2021 (severe winter storms). Only 20 homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Collingsworth County
- Check local water restrictions.
- Choose drought-tolerant plants.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Secure outdoor furniture and trash bins before storms.
- Have trees near the house checked.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Drought | 98.4 | $5M | ||
| Tornado | 34.0 | $533K | ||
| Strong wind | 53.9 | $510K | ||
| Inland flooding | 3.3 | $440K | ||
| Hail | 62.0 | $337K | ||
| Wildfire | 75.1 | $218K | ||
| Cold wave | 19.8 | $181K | ||
| Ice storm | 60.5 | $115K | ||
| Winter weather | 41.6 | $40K | ||
| Earthquake | 19.8 | $23K | ||
| Lightning | 8.2 | $22K | ||
| Heat wave | 11.7 | $19K | ||
| Hurricane | 12.2 | $2K | ||
| Landslide | 5.4 | $7 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is very low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Collingsworth County. 2020s bar runs to November 2026.
By type
Most recent
Show all 12
Texas also had 106 statewide declarations that did not name single counties.
Storm history since 1953
Tornado risk by county ›The National Weather Service has logged 407 storm reports in Collingsworth County since 1953, with 0 deaths and 6 injuries and about $2.7 million in reported damage. The strongest on record here was an F4 tornado on May 25, 1955.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| May 25, 1955 | F4 | – | 5 / 0 |
| Jun 17, 1955 | F3 | – | 0 / 0 |
| Jun 3, 1965 | F3 | – | 0 / 0 |
| May 15, 1991 | F3 | – | 0 / 0 |
| May 16, 1977 | F3 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Apr 13, 1999 | Thunderstorm Wind | Wellington | $300K |
| Jun 17, 1955 | Tornado | – | $250K |
| Jun 3, 1965 | Tornado | – | $250K |
| Apr 29, 1972 | Tornado | – | $250K |
| Mar 18, 1979 | Tornado | – | $250K |
| Jun 1, 1981 | Tornado | – | $250K |
Source: NOAA Storm Events Database, county-based reports through Jun 29, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Flood insurance in Collingsworth County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Collingsworth County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,487 housing units.
Compare in Texas
All 254 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Harris County | Inland flooding | |
| Dallas County | Inland flooding | |
| Tarrant County | Inland flooding | |
| Bexar County | Inland flooding | |
| Travis County | Inland flooding | |
| Collin County | Tornado | |
| Denton County | Tornado | |
| Hidalgo County | Hurricane |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Beckham County, OK | 26 | |
| Gray County | 14 | |
| Childress County | 12 | |
| Wheeler County | 12 | |
| Donley County | 16 | |
| Hall County | 16 | |
| Harmon County, OK | 18 |
Common questions about Collingsworth County
What is the biggest natural hazard in Collingsworth County?
Drought has the highest expected yearly losses in Collingsworth County, about $5.1 million a year in FEMA's estimate. Tornado is second at $532,710.
How many federal disasters has Collingsworth County had?
Collingsworth County has been included in 12 federal disaster or emergency declarations for natural events since 1968, including 7 major disasters. The most recent was Severe Winter Storms in February 2021.
Is Collingsworth County a high-risk place to live?
Its overall rating is Very Low, 176th highest of 254 in Texas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Collingsworth County?
Standard home insurance does not cover flooding. About 1 in 71 homes in Collingsworth County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Collingsworth County had?
NOAA records list 44 tornadoes in Collingsworth County since 1950. The strongest was an F4 tornado on May 25, 1955. The weather service has also logged 269 hail reports and 10 floods here.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.