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Comanche County, Texas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
136th of 254highest risk in Texas
$11Mexpected losses a year
17federal declarations
1 in 250homes with flood insurance
Photo: U.S. Geological Survey, public domain

Comanche County, Texas has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 51% of US counties. It ranks 136th of 254 counties in Texas. The costliest hazards here are inland flooding, tornadoes and wildfires. FEMA estimates about $11 million a year in expected losses, or roughly $811 per resident. Since 1989 it has been included in 17 federal disaster or emergency declarations for natural events (11 major disasters). The most recent was in February 2021 (severe winter storms). Only 28 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $73,000 on 12 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Comanche County

$5.1 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$1.5 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Wildfire

Moderate
$1.3 million a yearExpected losses. Damaging events about once every 250 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
HazardRatingScoreExpected loss a year
Inland floodingLow54.7
$5M
TornadoModerate67.5
$2M
WildfireModerate92.1
$1M
Cold waveLow63.3
$1M
HailModerate83.0
$691K
DroughtModerate80.0
$618K
Strong windLow39.8
$274K
Heat waveLow43.1
$175K
LightningLow45.2
$129K
HurricaneVery Low53.9
$72K
Winter weatherLow58.0
$56K
EarthquakeVery Low21.2
$21K
Ice stormVery Low19.1
$10K
LandslideVery Low12.4
$27

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Comanche County. 2020s bar runs to November 2026.

By type

Severe Storm5
Flood3
Fire3
Hurricane3
Severe Ice Storm2
Drought1

Most recent

Feb 19, 2021Severe Winter StormsMajor disaster
Feb 14, 2021Severe Winter StormEmergency
Feb 25, 2019Severe Storms and FloodingMajor disaster
Jun 11, 2016Severe Storms and FloodingMajor disaster
May 29, 2015Severe Storms, Tornadoes, Straight-Line Winds and FloodingMajor disaster
Mar 14, 2008WildfiresEmergency
Jun 29, 2007Severe Storms, Tornadoes, and FloodingMajor disaster
Jan 11, 2006Extreme Wildfire ThreatMajor disaster
Sep 24, 2005Hurricane RitaMajor disaster
Sep 21, 2005Hurricane RitaEmergency
Show all 17
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Sep 1, 1999Extreme Fire HazardsEmergency
Aug 26, 1998Tropical Storm CharleyMajor disaster
Sep 10, 1993Extreme Fire HazardEmergency
Dec 26, 1991Severe ThunderstormsMajor disaster
May 2, 1990Severe Storms, Tornadoes & FloodingMajor disaster
May 19, 1989Severe Storms, Tornadoes & FloodingMajor disaster

Texas also had 106 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 463 storm reports in Comanche County since 1950, with 1 death and 20 injuries and about $90.4 million in reported damage. The strongest on record here was an F3 tornado on April 28, 1958.

39tornadoes
243hail reports, largest 4.5 inches
127damaging thunderstorm winds
51floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 28, 1958F3–0 / 0
May 12, 1982F3–3 / 0
May 12, 1982F3–0 / 0
Apr 19, 1976F3–0 / 0
Apr 25, 1990F2–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 26, 1994HailDe Leon$50M
Apr 25, 1990Tornado–$25M
Oct 12, 1993TornadoDuster$5M
Oct 12, 1993HailDeleon$5M
Sep 14, 1996TornadoDe Leon$1M
Apr 26, 2023HailDe Leon$1M

Source: NOAA Storm Events Database, county-based reports through Jun 19, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1900, 0 hurricanes and 2 tropical storms have passed within 65 miles of the center of Comanche County, 1 of them since 1950. The strongest was an unnamed storm in 1900, with top winds near 60 mph about 63 miles away.

0hurricanes
0major hurricanes (Category 3+)
2tropical storms
1961most recent: Carla

Strongest storms nearby

DateStormStrengthClosest
Sep 9, 1900UnnamedTropical storm, 60 mph63 mi
Sep 12, 1961CarlaTropical storm, 50 mph64 mi

Most recent storms

DateStormStrengthClosest
Sep 12, 1961CarlaTropical storm, 50 mph64 mi
Sep 9, 1900UnnamedTropical storm, 60 mph63 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Comanche County

Check your address flood zone ›
0.4%of homes have federal flood insurance (28 policies)
0%of homes in mapped high-risk flood zones are insured
$73,495paid on 12 flood claims since 1978
2007costliest year, with $30,000 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Comanche County

$155,600median home value (Texas $283,800, US $332,700)
1977median year homes were built (Texas 1992, US 1980)
54%of homes built before 1980, before many modern wind, quake and flood building rules
14.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 6,940 housing units.

Compare in Texas

All 254 ›
Largest countiesOverall riskTop hazard
Harris CountyVery HighInland flooding
Dallas CountyVery HighInland flooding
Tarrant CountyHighInland flooding
Bexar CountyHighInland flooding
Travis CountyHighInland flooding
Collin CountyHighTornado
Denton CountyHighTornado
Hidalgo CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Erath CountyLow16
Brown CountyLow23
Eastland CountyVery Low24
Hamilton CountyVery Low16
Mills CountyVery Low15

Common questions about Comanche County

What is the biggest natural hazard in Comanche County?

Inland flooding has the highest expected yearly losses in Comanche County, about $5.1 million a year in FEMA's estimate. Tornado is second at $1.5 million.

How many federal disasters has Comanche County had?

Comanche County has been included in 17 federal disaster or emergency declarations for natural events since 1989, including 11 major disasters. The most recent was Severe Winter Storms in February 2021.

Is Comanche County a high-risk place to live?

Its overall rating is Relatively Low, 136th highest of 254 in Texas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Comanche County?

Standard home insurance does not cover flooding. About 1 in 250 homes in Comanche County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Comanche County had?

NOAA records list 39 tornadoes in Comanche County since 1950. The strongest was an F3 tornado on April 28, 1958. The weather service has also logged 243 hail reports and 51 floods here.

How many hurricanes have hit Comanche County?

NOAA's hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the center of Comanche County. The strongest was an unnamed storm in 1900, with winds near 60 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.