McMinnville, Oregon: natural disaster risk
How exposed McMinnville is to floods, storms and other hazards, from FEMA and NOAA records for Yamhill County.
McMinnville is a city of 34,596 people in Yamhill County, Oregon. FEMA's National Risk Index rates Yamhill County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are earthquake, inland flooding and heat wave, with about $55.7 million in expected losses a year across the county. The weather service has logged 27 storm reports in the county since 1971, including 4 tornadoes and 6 floods. About 1% of homes in the county carry federal flood insurance.
Risk figures are for Yamhill County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in McMinnville
Full Yamhill County report ›- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Check that cooling works before summer.
- Know where the nearest cooling center is.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Earthquake | $34M | |
| Inland flooding | $18M | |
| Heat wave | $3M | |
| Strong wind | $514K | |
| Cold wave | $291K | |
| Tornado | $237K | |
| Ice storm | $232K | |
| Lightning | $167K | |
| Wildfire | $59K | |
| Landslide | $50K | |
| Winter weather | $33K | |
| Hail | $32K |
Homes in McMinnville
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Yamhill County
Common questions about McMinnville
Is McMinnville safe from natural disasters?
McMinnville is in Yamhill County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are earthquake, inland flooding, heat wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in McMinnville?
By expected yearly losses in Yamhill County, the top hazards are earthquake (Moderate), inland flooding (Moderate), heat wave (Moderate). Yamhill County has been part of 17 federal disaster or emergency declarations for natural events.
Does McMinnville get tornadoes?
Yes. NOAA records list 4 tornadoes in Yamhill County since 1950; the strongest was an F2 tornado on December 8, 1993. FEMA rates tornado risk in the county very low.
Do I need flood insurance in McMinnville?
Standard home insurance does not cover floods. In Yamhill County, about 1% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.