Grant County, Oklahoma
Natural disaster risk, federal disaster history and flood insurance facts.
Grant County, Oklahoma has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 72% of US counties. It ranks 67th of 77 counties in Oklahoma. The costliest hazards here are cold waves, inland flooding and ice storms. FEMA estimates about $7.5 million a year in expected losses, or roughly $1,788 per resident. Since 1973 it has been included in 30 federal disaster or emergency declarations for natural events (24 major disasters). The most recent was in February 2021 (severe winter storms). Only 3 homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Grant County
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Trim branches that hang over the roof or power lines.
- Plan for several days without power.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Cold wave | 73.4 | $2M | ||
| Inland flooding | 13.8 | $1M | ||
| Ice storm | 93.7 | $1M | ||
| Drought | 86.7 | $1M | ||
| Tornado | 36.5 | $599K | ||
| Heat wave | 64.8 | $588K | ||
| Hail | 70.1 | $449K | ||
| Strong wind | 16.8 | $118K | ||
| Earthquake | 23.5 | $31K | ||
| Wildfire | 44.3 | $27K | ||
| Lightning | 6.9 | $18K | ||
| Winter weather | 13.9 | $9K | ||
| Hurricane | 16.1 | $3K | ||
| Landslide | 28.3 | $218 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively high in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Grant County. 2020s bar runs to November 2026.
By type
Most recent
Show all 30
Oklahoma also had 43 statewide declarations that did not name single counties.
Storm history since 1953
Tornado risk by county ›The National Weather Service has logged 687 storm reports in Grant County since 1953, with 0 deaths and 8 injuries and about $9.9 million in reported damage. The strongest on record here was an F4 tornado on March 16, 1965.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Mar 16, 1965 | F4 | – | 2 / 0 |
| Mar 16, 1965 | F4 | – | 0 / 0 |
| Mar 16, 1965 | F4 | – | 0 / 0 |
| Apr 12, 1991 | F3 | – | 0 / 0 |
| Mar 26, 1991 | F3 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Apr 12, 1991 | Tornado | – | $3M |
| Mar 26, 1991 | Tornado | – | $3M |
| May 24, 1998 | Tornado | Lamont | $2M |
| Apr 2, 1956 | Tornado | – | $250K |
| May 17, 1959 | Tornado | – | $250K |
| Mar 16, 1965 | Tornado | – | $250K |
Source: NOAA Storm Events Database, county-based reports through Jul 4, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1900, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Grant County. The strongest was an unnamed storm in 1900, with top winds near 40 mph about 55 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 10, 1900 | Unnamed | Tropical storm, 40 mph | 55 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 10, 1900 | Unnamed | Tropical storm, 40 mph | 55 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Grant County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Grant County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 2,163 housing units.
Compare in Oklahoma
All 77 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Oklahoma County | Inland flooding | |
| Tulsa County | Inland flooding | |
| Cleveland County | Inland flooding | |
| Canadian County | Inland flooding | |
| Comanche County | Inland flooding | |
| Rogers County | Inland flooding | |
| Payne County | Cold wave | |
| Wagoner County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Garfield County | 23 | |
| Kay County | 34 | |
| Sumner County, KS | 25 | |
| Alfalfa County | 28 | |
| Harper County, KS | 20 |
Common questions about Grant County
What is the biggest natural hazard in Grant County?
Cold wave has the highest expected yearly losses in Grant County, about $2 million a year in FEMA's estimate. Inland flooding is second at $1.4 million.
How many federal disasters has Grant County had?
Grant County has been included in 30 federal disaster or emergency declarations for natural events since 1973, including 24 major disasters. The most recent was Severe Winter Storms in February 2021.
Is Grant County a high-risk place to live?
Its overall rating is Very Low, 67th highest of 77 in Oklahoma. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Grant County?
Standard home insurance does not cover flooding. About 1 in 1000 homes in Grant County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Grant County had?
NOAA records list 80 tornadoes in Grant County since 1950. The strongest was an F4 tornado on March 16, 1965. The weather service has also logged 381 hail reports and 37 floods here.
How many hurricanes have hit Grant County?
NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Grant County. The strongest was an unnamed storm in 1900, with winds near 40 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.