Ithaca, New York: natural disaster risk
How exposed Ithaca is to floods, storms and other hazards, from FEMA and NOAA records for Tompkins County.
Ithaca is a city of 32,814 people in Tompkins County, New York. FEMA's National Risk Index rates Tompkins County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, tornado and cold wave, with about $34.8 million in expected losses a year across the county. The weather service has logged 440 storm reports in the county since 1960, including 8 tornadoes and 39 floods. NOAA hurricane records show 0 hurricanes and 5 tropical storms passing within 65 miles of the county's center. About 1.2% of homes in the county carry federal flood insurance.
Risk figures are for Tompkins County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Ithaca
Full Tompkins County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $30M | |
| Tornado | $2M | |
| Cold wave | $524K | |
| Strong wind | $500K | |
| Lightning | $390K | |
| Heat wave | $364K | |
| Hurricane | $358K | |
| Drought | $355K | |
| Hail | $234K | |
| Earthquake | $191K | |
| Ice storm | $160K | |
| Winter weather | $27K |
Homes in Ithaca
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Tompkins County
Other cities in New York
All ›Common questions about Ithaca
Is Ithaca safe from natural disasters?
Ithaca is in Tompkins County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, tornado, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Ithaca?
By expected yearly losses in Tompkins County, the top hazards are inland flooding (Moderate), tornado (Low), cold wave (Low). Tompkins County has been part of 16 federal disaster or emergency declarations for natural events.
Does Ithaca get tornadoes?
Yes. NOAA records list 8 tornadoes in Tompkins County since 1950; the strongest was an F1 tornado on August 28, 1988. FEMA rates tornado risk in the county low.
Do I need flood insurance in Ithaca?
Standard home insurance does not cover floods. In Tompkins County, about 1.2% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.