Cheektowaga, New York: natural disaster risk
How exposed Cheektowaga is to floods, storms and other hazards, from FEMA and NOAA records for Erie County.
Cheektowaga is a community of 76,056 people in Erie County, New York. FEMA's National Risk Index rates Erie County relatively high for natural hazards overall, higher than most of the US. The costliest hazards there are inland flooding, cold wave and tornado, with about $286 million in expected losses a year across the county. The weather service has logged 797 storm reports in the county since 1956, including 27 tornadoes and 153 floods. NOAA hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the county's center. About 0.4% of homes in the county carry federal flood insurance.
Risk figures are for Erie County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Cheektowaga
Full Erie County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $205M | |
| Cold wave | $53M | |
| Tornado | $12M | |
| Heat wave | $6M | |
| Earthquake | $3M | |
| Winter weather | $2M | |
| Ice storm | $1M | |
| Strong wind | $1M | |
| Lightning | $942K | |
| Hurricane | $649K | |
| Hail | $181K | |
| Wildfire | $97K |
Homes in Cheektowaga
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Erie County
More cities in Erie County
Other cities in New York
All ›Common questions about Cheektowaga
Is Cheektowaga safe from natural disasters?
Cheektowaga is in Erie County, which FEMA's National Risk Index rates relatively high overall, higher than most of the US. The biggest hazards are inland flooding, cold wave, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Cheektowaga?
By expected yearly losses in Erie County, the top hazards are inland flooding (High), cold wave (Very High), tornado (High). Erie County has been part of 23 federal disaster or emergency declarations for natural events.
Does Cheektowaga get tornadoes?
Yes. NOAA records list 27 tornadoes in Erie County since 1950; the strongest was an F3 tornado on August 19, 1970. FEMA rates tornado risk in the county high.
Do I need flood insurance in Cheektowaga?
Standard home insurance does not cover floods. In Erie County, about 0.4% of homes have federal flood insurance, and FEMA rates inland flooding risk high. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.