Home › Kansas › Rooks County

Rooks County, Kansas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
75th of 105highest risk in Kansas
$8Mexpected losses a year
17federal declarations
1 in 1000homes with flood insurance
Photo: James St. John, CC BY 2.0

Rooks County, Kansas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 86% of US counties. It ranks 75th of 105 counties in Kansas. The costliest hazards here are hail, drought and tornadoes. FEMA estimates about $8.2 million a year in expected losses, or roughly $1,671 per resident. Since 1993 it has been included in 17 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in May 2025 (severe winter storm, straight-line winds, flooding and wildfires). Only 3 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Rooks County

Hail

Moderate
$3.2 million a yearExpected losses. Damaging events about 8 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.

Drought

Moderate
$1.3 million a yearExpected losses. Damaging events about 46 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
$1.1 million a yearExpected losses. Damaging events about once a year.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
HailModerate93.3
$3M
DroughtModerate80.1
$1M
TornadoLow37.0
$1M
Inland floodingVery Low5.2
$1M
Strong windModerate56.0
$908K
Cold waveVery Low18.8
$285K
Ice stormLow51.9
$130K
Winter weatherLow47.5
$82K
WildfireVery Low50.5
$69K
LightningVery Low12.2
$59K
Heat waveVery Low8.6
$19K
EarthquakeVery Low10.4
$14K
LandslideVery Low8.1
$24

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Rooks County. 2020s bar runs to November 2026.

By type

Severe Storm12
Snowstorm2
Flood1
Hurricane1
Fire1

Most recent

May 21, 2025Severe Winter Storm, Straight-Line Winds, Flooding, and WildfiresMajor disaster
May 25, 2022Severe Winter Storms and Straight-Line WindsMajor disaster
Feb 17, 2022Severe Storms and Straight Line WindsMajor disaster
Mar 6, 2017Rooks County FireFire management
Oct 20, 2016Severe Storms and FloodingMajor disaster
Apr 26, 2013SnowstormMajor disaster
Jul 29, 2011Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Aug 10, 2010Severe Storms, Flooding, and TornadoesMajor disaster
Mar 9, 2010Severe Winter Storms and SnowstormMajor disaster
Jul 9, 2008Severe Storms, Flooding and TornadoesMajor disaster
Show all 17
Feb 1, 2008Severe Winter StormsMajor disaster
Dec 12, 2007Severe Winter StormsEmergency
Jan 7, 2007Severe Winter StormMajor disaster
Jan 26, 2006Severe Winter StormMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Aug 3, 2004Severe Storms, Flooding, and TornadoesMajor disaster
Jul 22, 1993Severe Storms & FloodingMajor disaster

Kansas also had 10 statewide declarations that did not name single counties.

Storm history since 1951

Tornado risk by county ›

The National Weather Service has logged 548 storm reports in Rooks County since 1951, with 0 deaths and 10 injuries and about $68.9 million in reported damage. The strongest on record here was an F4 tornado on May 10, 1985.

53tornadoes
317hail reports, largest 6 inches
141damaging thunderstorm winds
23floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 10, 1985F4–0 / 0
May 10, 1985F3–0 / 0
Apr 11, 1991F3–1 / 0
May 13, 1968F3–1 / 0
Mar 13, 1973F2–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 5, 2022HailStockton$4M
May 10, 1985Tornado–$3M
May 10, 1985Tornado–$3M
Apr 25, 1990Tornado–$3M
Apr 11, 1991Tornado–$3M
Jun 15, 1992Tornado–$3M

Source: NOAA Storm Events Database, county-based reports through Aug 18, 2025. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Rooks County

Check your address flood zone ›
0.1%of homes have federal flood insurance (3 policies)
0%of homes in mapped high-risk flood zones are insured
$0paid on 0 flood claims since 1978
n/acostliest year

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Rooks County

$89,000median home value (Kansas $217,200, US $332,700)
1953median year homes were built (Kansas 1976, US 1980)
87%of homes built before 1980, before many modern wind, quake and flood building rules
5.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 2,635 housing units.

Compare in Kansas

All 105 ›
Largest countiesOverall riskTop hazard
Johnson CountyHighInland flooding
Sedgwick CountyHighInland flooding
Shawnee CountyModerateInland flooding
Wyandotte CountyModerateInland flooding
Douglas CountyLowInland flooding
Leavenworth CountyLowInland flooding
Riley CountyLowInland flooding
Butler CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Ellis CountyVery Low13
Phillips CountyVery Low17
Smith CountyVery Low14
Osborne CountyVery Low17
Trego CountyVery Low11
Graham CountyVery Low14

Common questions about Rooks County

What is the biggest natural hazard in Rooks County?

Hail has the highest expected yearly losses in Rooks County, about $3.2 million a year in FEMA's estimate. Drought is second at $1.3 million.

How many federal disasters has Rooks County had?

Rooks County has been included in 17 federal disaster or emergency declarations for natural events since 1993, including 14 major disasters. The most recent was Severe Winter Storm, Straight-Line Winds, Flooding, and Wildfires in May 2025.

Is Rooks County a high-risk place to live?

Its overall rating is Very Low, 75th highest of 105 in Kansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Rooks County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Rooks County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Rooks County had?

NOAA records list 53 tornadoes in Rooks County since 1950. The strongest was an F4 tornado on May 10, 1985. The weather service has also logged 317 hail reports and 23 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.