Morton County, Kansas
Natural disaster risk, federal disaster history and flood insurance facts.
Morton County, Kansas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 95% of US counties. It ranks 99th of 105 counties in Kansas. The costliest hazards here are drought, tornadoes and inland flooding. FEMA estimates about $4.0 million a year in expected losses, or roughly $1,476 per resident. Since 2005 it has been included in 6 federal disaster or emergency declarations for natural events (4 major disasters). The most recent was in February 2022 (severe storms and straight line winds). No homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Morton County
- Check local water restrictions.
- Choose drought-tolerant plants.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Drought | 91.1 | $2M | ||
| Tornado | 20.1 | $316K | ||
| Inland flooding | 0.9 | $293K | ||
| Wildfire | 73.1 | $293K | ||
| Hail | 35.8 | $201K | ||
| Cold wave | 14.1 | $187K | ||
| Lightning | 20.9 | $96K | ||
| Strong wind | 9.2 | $88K | ||
| Winter weather | 29.3 | $39K | ||
| Earthquake | 17.0 | $29K | ||
| Ice storm | 18.1 | $18K | ||
| Heat wave | 2.8 | $1K | ||
| Landslide | 1.3 | $1 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is very low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Morton County. 2020s bar runs to November 2026.
By type
Most recent
Kansas also had 10 statewide declarations that did not name single counties.
Storm history since 1951
Tornado risk by county ›The National Weather Service has logged 560 storm reports in Morton County since 1951, with 1 death and 2 injuries and about $3.4 million in reported damage. The strongest on record here was an F3 tornado on May 9, 1972.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| May 9, 1972 | F3 | – | 0 / 0 |
| May 18, 1977 | F2 | – | 0 / 0 |
| Apr 6, 2001 | F2 | Rolla | 2 / 0 |
| May 14, 1951 | F2 | – | 0 / 0 |
| Apr 15, 2016 | EF1 | Elkhart | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| May 18, 1977 | Tornado | – | $3M |
| May 31, 1996 | Hail | Rolla | $250K |
| Aug 15, 2006 | Heavy Rain | Rolla | $250K |
| Apr 6, 2001 | Tornado | Rolla | $100K |
| Apr 15, 2016 | Tornado | Elkhart | $80K |
| Jul 23, 1996 | Thunderstorm Wind | Elkhart | $50K |
Source: NOAA Storm Events Database, county-based reports through Jul 28, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Flood insurance in Morton County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Morton County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,310 housing units.
Compare in Kansas
All 105 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Johnson County | Inland flooding | |
| Sedgwick County | Inland flooding | |
| Shawnee County | Inland flooding | |
| Wyandotte County | Inland flooding | |
| Douglas County | Inland flooding | |
| Leavenworth County | Inland flooding | |
| Riley County | Inland flooding | |
| Butler County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Texas County, OK | 19 | |
| Stevens County | 10 | |
| Baca County, CO | 9 | |
| Cimarron County, OK | 16 | |
| Stanton County | 10 |
Common questions about Morton County
What is the biggest natural hazard in Morton County?
Drought has the highest expected yearly losses in Morton County, about $2.4 million a year in FEMA's estimate. Tornado is second at $316,393.
How many federal disasters has Morton County had?
Morton County has been included in 6 federal disaster or emergency declarations for natural events since 2005, including 4 major disasters. The most recent was Severe Storms and Straight Line Winds in February 2022.
Is Morton County a high-risk place to live?
Its overall rating is Very Low, 99th highest of 105 in Kansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Morton County?
Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Morton County had?
NOAA records list 20 tornadoes in Morton County since 1950. The strongest was an F3 tornado on May 9, 1972. The weather service has also logged 350 hail reports and 7 floods here.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.