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Chautauqua County, Kansas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
81st of 105highest risk in Kansas
$5Mexpected losses a year
14federal declarations
Photo: U.S. Geological Survey, public domain

Chautauqua County, Kansas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 88% of US counties. It ranks 81st of 105 counties in Kansas. The costliest hazards here are wildfires, inland flooding and tornadoes. FEMA estimates about $4.9 million a year in expected losses, or roughly $1,461 per resident. Since 1973 it has been included in 14 federal disaster or emergency declarations for natural events (11 major disasters). The most recent was in May 2025 (severe winter storm, straight-line winds, flooding and wildfires). No homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Chautauqua County

Wildfire

Moderate
$1.4 million a yearExpected losses. Damaging events about once every 115 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
$1.4 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$959,744 a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
WildfireModerate90.9
$1M
Inland floodingVery Low11.8
$1M
TornadoLow44.3
$960K
Cold waveLow26.7
$334K
Strong windLow27.0
$241K
HailLow36.7
$147K
Heat waveVery Low32.4
$143K
Ice stormLow54.2
$95K
DroughtLow44.0
$88K
Winter weatherLow30.7
$28K
EarthquakeVery Low19.0
$24K
LightningVery Low7.4
$22K
LandslideLow66.5
$4K
HurricaneVery Low16.2
$4K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Chautauqua County. 2020s bar runs to November 2026.

By type

Severe Storm10
Flood2
Severe Ice Storm1
Hurricane1

Most recent

May 21, 2025Severe Winter Storm, Straight-Line Winds, Flooding, and WildfiresMajor disaster
Jul 15, 2024Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jun 20, 2019Severe Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,And MudslidesMajor disaster
May 28, 2019Tornadoes and FloodingEmergency
Jul 20, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Jun 24, 2009Severe Winter Storm and Record and Near Record SnowMajor disaster
Jul 9, 2008Severe Storms, Flooding and TornadoesMajor disaster
Dec 12, 2007Severe Winter StormsEmergency
Jul 2, 2007Severe Storms and FloodingMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Show all 14
Feb 8, 2005Severe Winter Storms, Heavy Rains, and FloodingMajor disaster
Feb 6, 2002Severe Winter Ice StormMajor disaster
Oct 22, 1986Severe Storms & FloodingMajor disaster
May 2, 1973Severe Storms & FloodingMajor disaster

Kansas also had 10 statewide declarations that did not name single counties.

Storm history since 1951

Tornado risk by county ›

The National Weather Service has logged 477 storm reports in Chautauqua County since 1951 and about $901,550 in reported damage. The strongest on record here was an F4 tornado on April 2, 1956.

25tornadoes
205hail reports, largest 3 inches
188damaging thunderstorm winds
34floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 2, 1956F4–0 / 0
May 16, 1957F2–0 / 0
Sep 24, 1973F1–0 / 0
May 26, 1973F1–0 / 0
Sep 1, 2014EF1Cedar Vale0 / 0

Most damaging storms

DateTypeNearDamage
May 16, 1957Tornado–$250K
Jun 11, 2007Flash FloodCedar Vale$100K
May 31, 2013Thunderstorm WindCedar Vale$100K
Jul 1, 1994Thunderstorm WindSedan$50K
Jul 1, 2007Flash FloodSedan$48K
Apr 2, 1956Tornado–$25K

Source: NOAA Storm Events Database, county-based reports through Jul 4, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Chautauqua County

Check your address flood zone ›
0%of homes have federal flood insurance (0 policies)
0%of homes in mapped high-risk flood zones are insured
$439paid on 1 flood claims since 1978
1979costliest year, with $439 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Chautauqua County

$65,500median home value (Kansas $217,200, US $332,700)
1961median year homes were built (Kansas 1976, US 1980)
71%of homes built before 1980, before many modern wind, quake and flood building rules
16.6%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,975 housing units.

Compare in Kansas

All 105 ›
Largest countiesOverall riskTop hazard
Johnson CountyHighInland flooding
Sedgwick CountyHighInland flooding
Shawnee CountyModerateInland flooding
Wyandotte CountyModerateInland flooding
Douglas CountyLowInland flooding
Leavenworth CountyLowInland flooding
Riley CountyLowInland flooding
Butler CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Washington County, OKLow32
Osage County, OKLow41
Cowley CountyLow25
Montgomery CountyLow13
Elk CountyVery Low18

Common questions about Chautauqua County

What is the biggest natural hazard in Chautauqua County?

Wildfire has the highest expected yearly losses in Chautauqua County, about $1.4 million a year in FEMA's estimate. Inland flooding is second at $1.4 million.

How many federal disasters has Chautauqua County had?

Chautauqua County has been included in 14 federal disaster or emergency declarations for natural events since 1973, including 11 major disasters. The most recent was Severe Winter Storm, Straight-Line Winds, Flooding, and Wildfires in May 2025.

Is Chautauqua County a high-risk place to live?

Its overall rating is Very Low, 81st highest of 105 in Kansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Chautauqua County?

Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Chautauqua County had?

NOAA records list 25 tornadoes in Chautauqua County since 1950. The strongest was an F4 tornado on April 2, 1956. The weather service has also logged 205 hail reports and 34 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.