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Chase County, Kansas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
87th of 105highest risk in Kansas
$5Mexpected losses a year
20federal declarations
1 in 143homes with flood insurance
Photo: U.S. Geological Survey, public domain

Chase County, Kansas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 91% of US counties. It ranks 87th of 105 counties in Kansas. The costliest hazards here are inland flooding, tornadoes and wildfires. FEMA estimates about $5.1 million a year in expected losses, or roughly $1,995 per resident. Since 1965 it has been included in 20 federal disaster or emergency declarations for natural events (18 major disasters). The most recent was in September 2025 (severe storms, straight-line winds, tornadoes and flooding). Only 13 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $260,000 on 29 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Chase County

$2.8 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$593,696 a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$470,060 a yearExpected losses. Damaging events about once every 330 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
HazardRatingScoreExpected loss a year
Inland floodingVery Low20.3
$3M
TornadoLow30.7
$594K
WildfireLow80.4
$470K
HailLow57.7
$391K
Strong windLow28.9
$315K
LightningLow35.0
$149K
Ice stormLow56.6
$128K
Cold waveVery Low10.6
$92K
Heat waveVery Low22.0
$82K
DroughtLow37.5
$59K
Winter weatherLow35.3
$42K
EarthquakeVery Low9.4
$10K
LandslideVery Low57.5
$3K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Chase County. 2020s bar runs to November 2026.

By type

Severe Storm15
Flood2
Tornado1
Hurricane1
Winter Storm1

Most recent

Sep 11, 2025Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Sep 24, 2024Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Apr 28, 2024Severe Winter StormMajor disaster
Jun 20, 2019Severe Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,And MudslidesMajor disaster
Jul 20, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Oct 22, 2013Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Aug 10, 2010Severe Storms, Flooding, and TornadoesMajor disaster
Jun 25, 2009Severe Storms, Flooding, Straight-Line Winds, and TornadoesMajor disaster
Jun 24, 2009Severe Winter Storm and Record and Near Record SnowMajor disaster
Oct 31, 2008Severe Storms, Flooding, and TornadoesMajor disaster
Show all 20
Feb 1, 2008Severe Winter StormsMajor disaster
Dec 12, 2007Severe Winter StormsEmergency
May 6, 2007Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Feb 8, 2005Severe Winter Storms, Heavy Rains, and FloodingMajor disaster
Nov 5, 1998Ks-Flooding 10/31/98Major disaster
Jul 22, 1993Severe Storms & FloodingMajor disaster
Sep 28, 1973Severe Storms, Tornadoes & FloodingMajor disaster
Jul 18, 1967Tornadoes, Severe Storms & FloodingMajor disaster
Jun 23, 1965FloodingMajor disaster

Kansas also had 10 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 386 storm reports in Chase County since 1950, with 6 deaths and 13 injuries and about $6.6 million in reported damage. The strongest on record here was an F3 tornado on May 18, 1950.

47tornadoes
180hail reports, largest 4 inches
124damaging thunderstorm winds
23floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 18, 1950F3–2 / 0
May 10, 1953F3–0 / 0
May 30, 1974F2–0 / 0
May 18, 1987F2–0 / 0
Apr 22, 1964F2–0 / 0

Most damaging storms

DateTypeNearDamage
May 30, 1974Tornado–$3M
May 18, 1987Tornado–$3M
May 8, 2003Thunderstorm WindMatfield Green$380K
Aug 30, 2003Flash FloodGladstone$250K
May 18, 1950Tornado–$250K
May 8, 2009FloodMatfield Green$130K

Source: NOAA Storm Events Database, county-based reports through Jul 4, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Chase County

Check your address flood zone ›
0.7%of homes have federal flood insurance (13 policies)
0%of homes in mapped high-risk flood zones are insured
$260,338paid on 29 flood claims since 1978
1998costliest year, with $235,298 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Chase County

$109,700median home value (Kansas $217,200, US $332,700)
1958median year homes were built (Kansas 1976, US 1980)
74%of homes built before 1980, before many modern wind, quake and flood building rules
7.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,388 housing units.

Compare in Kansas

All 105 ›
Largest countiesOverall riskTop hazard
Johnson CountyHighInland flooding
Sedgwick CountyHighInland flooding
Shawnee CountyModerateInland flooding
Wyandotte CountyModerateInland flooding
Douglas CountyLowInland flooding
Leavenworth CountyLowInland flooding
Riley CountyLowInland flooding
Butler CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Butler CountyLow27
Lyon CountyLow25
Marion CountyVery Low20
Greenwood CountyVery Low23
Morris CountyVery Low26

Common questions about Chase County

What is the biggest natural hazard in Chase County?

Inland flooding has the highest expected yearly losses in Chase County, about $2.8 million a year in FEMA's estimate. Tornado is second at $593,696.

How many federal disasters has Chase County had?

Chase County has been included in 20 federal disaster or emergency declarations for natural events since 1965, including 18 major disasters. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in September 2025.

Is Chase County a high-risk place to live?

Its overall rating is Very Low, 87th highest of 105 in Kansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Chase County?

Standard home insurance does not cover flooding. About 1 in 143 homes in Chase County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Chase County had?

NOAA records list 47 tornadoes in Chase County since 1950. The strongest was an F3 tornado on May 18, 1950. The weather service has also logged 180 hail reports and 23 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.