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Washington County, Idaho

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
27th of 44highest risk in Idaho
$7Mexpected losses a year
8federal declarations
1 in 91homes with flood insurance
Photo: U.S. Geological Survey, public domain

Washington County, Idaho has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 70% of US counties. It ranks 27th of 44 counties in Idaho. The costliest hazards here are inland flooding, wildfires and earthquakes. FEMA estimates about $7.5 million a year in expected losses, or roughly $711 per resident. Since 1964 it has been included in 8 federal disaster or emergency declarations for natural events (5 major disasters). The most recent was in August 2026 (Tartar Fire). About 1 in 91 homes here carry federal flood insurance (54 policies). Since 1978, federal flood insurance has paid about $991,000 on 23 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Washington County

$3.4 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Wildfire

Moderate
$3.2 million a yearExpected losses. Damaging events about once every 85 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.

Earthquake

Very Low
$252,910 a yearExpected losses. Damaging events about once every 240 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
Inland floodingLow38.2
$3M
WildfireModerate95.6
$3M
EarthquakeVery Low53.8
$253K
Heat waveVery Low38.3
$158K
Strong windLow21.9
$151K
Winter weatherLow51.6
$51K
HailVery Low18.7
$50K
LightningVery Low17.5
$45K
Cold waveVery Low8.0
$41K
TornadoVery Low5.5
$18K
Ice stormVery Low15.9
$8K
AvalancheLow73.5
$8K
LandslideLow72.9
$6K
DroughtVery Low14.2
$237
Volcanic activityVery Low40.1
$5

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Washington County. 2020s bar runs to November 2026.

By type

Flood3
Severe Storm2
Drought1
Hurricane1
Fire1

Most recent

Aug 2, 2026Tartar FireFire management
Apr 21, 2017Severe Winter Storms and FloodingMajor disaster
Jul 27, 2010Severe Storms and FloodingMajor disaster
Sep 13, 2005Hurricane KatrinaEmergency
Jan 4, 1997Severe Storms, Flooding, Mud and LandslidesMajor disaster
May 5, 1977DroughtEmergency
Jan 25, 1974Severe Storms, Snowmelt & FloodingMajor disaster
Dec 31, 1964Heavy Rains & FloodingMajor disaster

Idaho also had 16 statewide declarations that did not name single counties.

Storm history since 1956

Tornado risk by county ›

The National Weather Service has logged 54 storm reports in Washington County since 1956, with 0 deaths and 3 injuries and about $2.2 million in reported damage. The strongest on record here was an F1 tornado on May 17, 1996 near Weiser.

3tornadoes
10hail reports, largest 1.75 inches
22damaging thunderstorm winds
14floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 17, 1996F1Weiser0 / 0
Jul 9, 1990F1–0 / 0
Sep 13, 2001F0Weiser0 / 0

Most damaging storms

DateTypeNearDamage
Jun 4, 2010FloodCambridge$1M
Feb 10, 2017FloodWeiser$1M
Jun 4, 2010Flash FloodCambridge$140K
May 17, 1996TornadoWeiser$50K
Jun 27, 2002Thunderstorm WindWeiser$30K
Jul 9, 1990Tornado–$25K

Source: NOAA Storm Events Database, county-based reports through Aug 22, 2023. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Washington County

Check your address flood zone ›
1.1%of homes have federal flood insurance (54 policies)
9.3%of homes in mapped high-risk flood zones are insured
$990,654paid on 23 flood claims since 1978
1997costliest year, with $802,548 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Washington County

$278,100median home value (Idaho $418,600, US $332,700)
1975median year homes were built (Idaho 1991, US 1980)
60%of homes built before 1980, before many modern wind, quake and flood building rules
12%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 4,629 housing units.

Compare in Idaho

All 44 ›
Largest countiesOverall riskTop hazard
Ada CountyModerateInland flooding
Canyon CountyLowInland flooding
Kootenai CountyLowInland flooding
Bonneville CountyModerateInland flooding
Twin Falls CountyLowInland flooding
Bannock CountyLowWildfire
Madison CountyLowInland flooding
Bingham CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Malheur County, ORVery Low5
Payette CountyVery Low4
Gem CountyVery Low5
Baker County, ORLow10
Adams CountyVery Low7

Common questions about Washington County

What is the biggest natural hazard in Washington County?

Inland flooding has the highest expected yearly losses in Washington County, about $3.4 million a year in FEMA's estimate. Wildfire is second at $3.2 million.

How many federal disasters has Washington County had?

Washington County has been included in 8 federal disaster or emergency declarations for natural events since 1964, including 5 major disasters. The most recent was Tartar Fire in August 2026.

Is Washington County a high-risk place to live?

Its overall rating is Very Low, 27th highest of 44 in Idaho. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Washington County?

Standard home insurance does not cover flooding. About 1 in 91 homes in Washington County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Washington County had?

NOAA records list 3 tornadoes in Washington County since 1950. The strongest was an F1 tornado on May 17, 1996 near Weiser. The weather service has also logged 10 hail reports and 14 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.