Caledonia, Wisconsin: natural disaster risk
How exposed Caledonia is to floods, storms and other hazards, from FEMA and NOAA records for Racine County.
Caledonia is a city of 25,257 people in Racine County, Wisconsin. FEMA's National Risk Index rates Racine County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, cold wave and tornado, with about $63.8 million in expected losses a year across the county. The weather service has logged 426 storm reports in the county since 1957, including 27 tornadoes and 44 floods. About 0.5% of homes in the county carry federal flood insurance.
Risk figures are for Racine County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Caledonia
Full Racine County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $30M | |
| Cold wave | $15M | |
| Tornado | $11M | |
| Heat wave | $2M | |
| Strong wind | $2M | |
| Hail | $2M | |
| Lightning | $957K | |
| Earthquake | $548K | |
| Winter weather | $185K | |
| Drought | $133K | |
| Ice storm | $85K | |
| Wildfire | $16K |
Homes in Caledonia
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Racine County
More cities in Racine County
Other cities in Wisconsin
All ›Common questions about Caledonia
Is Caledonia safe from natural disasters?
Caledonia is in Racine County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, cold wave, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Caledonia?
By expected yearly losses in Racine County, the top hazards are inland flooding (Moderate), cold wave (High), tornado (High). Racine County has been part of 15 federal disaster or emergency declarations for natural events.
Does Caledonia get tornadoes?
Yes. NOAA records list 27 tornadoes in Racine County since 1950; the strongest was an F2 tornado on March 21, 1966. FEMA rates tornado risk in the county high.
Do I need flood insurance in Caledonia?
Standard home insurance does not cover floods. In Racine County, about 0.5% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.