Bremerton, Washington: natural disaster risk
How exposed Bremerton is to floods, storms and other hazards, from FEMA and NOAA records for Kitsap County.
Bremerton is a city of 44,830 people in Kitsap County, Washington. FEMA's National Risk Index rates Kitsap County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are earthquake, inland flooding and tsunami, with about $158 million in expected losses a year across the county. The weather service has logged 16 storm reports in the county since 1991, including 2 tornadoes and 1 floods. About 0.8% of homes in the county carry federal flood insurance.
Risk figures are for Kitsap County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Bremerton
Full Kitsap County report ›- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Learn the tsunami evacuation route signs.
- If you feel a strong quake near the coast, move to high ground right away.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Earthquake | $120M | |
| Inland flooding | $25M | |
| Tsunami | $4M | |
| Heat wave | $4M | |
| Coastal flooding | $3M | |
| Landslide | $2M | |
| Tornado | $429K | |
| Lightning | $363K | |
| Winter weather | $115K | |
| Ice storm | $104K | |
| Strong wind | $86K | |
| Wildfire | $34K |
Homes in Bremerton
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Kitsap County
Common questions about Bremerton
Is Bremerton safe from natural disasters?
Bremerton is in Kitsap County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are earthquake, inland flooding, tsunami. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Bremerton?
By expected yearly losses in Kitsap County, the top hazards are earthquake (High), inland flooding (Moderate), tsunami (Low). Kitsap County has been part of 14 federal disaster or emergency declarations for natural events.
Does Bremerton get tornadoes?
Yes. NOAA records list 2 tornadoes in Kitsap County since 1950; the strongest was an EF2 tornado on December 18, 2018 near Port Orchard. FEMA rates tornado risk in the county very low.
Do I need flood insurance in Bremerton?
Standard home insurance does not cover floods. In Kitsap County, about 0.8% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.