Clearfield, Utah: natural disaster risk
How exposed Clearfield is to floods, storms and other hazards, from FEMA and NOAA records for Davis County.
Clearfield is a city of 33,523 people in Davis County, Utah. FEMA's National Risk Index rates Davis County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are earthquake, inland flooding and lightning, with about $128 million in expected losses a year across the county. The weather service has logged 181 storm reports in the county since 1953, including 11 tornadoes and 13 floods. About 0.3% of homes in the county carry federal flood insurance.
Risk figures are for Davis County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Clearfield
Full Davis County report ›- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Go indoors when you hear thunder.
- Use surge protectors for electronics.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Earthquake | $89M | |
| Inland flooding | $16M | |
| Lightning | $5M | |
| Heat wave | $4M | |
| Strong wind | $3M | |
| Avalanche | $3M | |
| Wildfire | $3M | |
| Cold wave | $2M | |
| Tornado | $1M | |
| Winter weather | $636K | |
| Landslide | $217K | |
| Drought | $134K |
Homes in Clearfield
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Davis County
More cities in Davis County
Common questions about Clearfield
Is Clearfield safe from natural disasters?
Clearfield is in Davis County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are earthquake, inland flooding, lightning. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Clearfield?
By expected yearly losses in Davis County, the top hazards are earthquake (Moderate), inland flooding (Low), lightning (Very High). Davis County has been part of 9 federal disaster or emergency declarations for natural events.
Does Clearfield get tornadoes?
Yes. NOAA records list 11 tornadoes in Davis County since 1950; the strongest was an F2 tornado on June 3, 1963. FEMA rates tornado risk in the county low.
Do I need flood insurance in Clearfield?
Standard home insurance does not cover floods. In Davis County, about 0.3% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.