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Runnels County, Texas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
179th of 254highest risk in Texas
$7Mexpected losses a year
11federal declarations
1 in 500homes with flood insurance
Photo: U.S. Geological Survey, public domain

Runnels County, Texas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 74% of US counties. It ranks 179th of 254 counties in Texas. The costliest hazards here are inland flooding, drought and strong wind. FEMA estimates about $7.0 million a year in expected losses, or roughly $706 per resident. Since 1993 it has been included in 11 federal disaster or emergency declarations for natural events (5 major disasters). The most recent was in February 2021 (severe winter storms). Only 10 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Runnels County

$2.2 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Drought

Moderate
$988,886 a yearExpected losses. Damaging events about 44 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.

Strong wind

Moderate
$919,777 a yearExpected losses. Damaging events about 2 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
Inland floodingVery Low23.4
$2M
DroughtModerate85.2
$989K
Strong windModerate76.4
$920K
HailModerate82.9
$823K
Cold waveLow51.2
$794K
TornadoLow42.1
$747K
WildfireLow72.5
$169K
Heat waveVery Low37.1
$158K
LightningLow33.8
$100K
Winter weatherLow46.7
$46K
HurricaneVery Low33.1
$14K
EarthquakeVery Low14.1
$12K
Ice stormVery Low12.1
$5K
LandslideVery Low6.3
$9

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Runnels County. 2020s bar runs to November 2026.

By type

Fire3
Hurricane3
Severe Storm2
Severe Ice Storm2
Drought1

Most recent

Feb 19, 2021Severe Winter StormsMajor disaster
Feb 14, 2021Severe Winter StormEmergency
Mar 14, 2008WildfiresEmergency
Jun 29, 2007Severe Storms, Tornadoes, and FloodingMajor disaster
Jan 11, 2006Extreme Wildfire ThreatMajor disaster
Sep 24, 2005Hurricane RitaMajor disaster
Sep 21, 2005Hurricane RitaEmergency
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Sep 1, 1999Extreme Fire HazardsEmergency
Aug 26, 1998Tropical Storm CharleyMajor disaster
Show all 11
Sep 10, 1993Extreme Fire HazardEmergency

Texas also had 106 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 523 storm reports in Runnels County since 1954, with 1 death and 6 injuries and about $25.6 million in reported damage. The strongest on record here was an EF3 tornado on May 18, 2019 near Miles.

54tornadoes
304hail reports, largest 4.5 inches
130damaging thunderstorm winds
31floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 18, 2019EF3Miles0 / 0
Mar 14, 1982F3–4 / 0
Apr 15, 1976F3–0 / 0
Apr 10, 1979F3–0 / 0
May 18, 2019EF3Crews0 / 0

Most damaging storms

DateTypeNearDamage
May 24, 2002Thunderstorm WindWinters$15M
May 18, 2019TornadoMiles$6M
Mar 14, 1982Tornado–$3M
Sep 14, 1996Flash FloodWinters$300K
Mar 14, 1982Tornado–$250K
Jun 19, 1982Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through May 19, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 0 hurricanes and 2 tropical storms have passed within 65 miles of the center of Runnels County. The strongest was an unnamed storm in 1886, with top winds near 60 mph about 63 miles away.

0hurricanes
0major hurricanes (Category 3+)
2tropical storms
1886most recent: unnamed storm

Strongest storms nearby

DateStormStrengthClosest
Aug 21, 1886UnnamedTropical storm, 60 mph63 mi
Jun 27, 1851UnnamedTropical storm, 45 mph60 mi

Most recent storms

DateStormStrengthClosest
Aug 21, 1886UnnamedTropical storm, 60 mph63 mi
Jun 27, 1851UnnamedTropical storm, 45 mph60 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Runnels County

Check your address flood zone ›
0.2%of homes have federal flood insurance (10 policies)
0%of homes in mapped high-risk flood zones are insured
$140,237paid on 6 flood claims since 1978
2017costliest year, with $101,329 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Runnels County

$109,300median home value (Texas $283,800, US $332,700)
1958median year homes were built (Texas 1992, US 1980)
76%of homes built before 1980, before many modern wind, quake and flood building rules
6.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 4,990 housing units.

Compare in Texas

All 254 ›
Largest countiesOverall riskTop hazard
Harris CountyVery HighInland flooding
Dallas CountyVery HighInland flooding
Tarrant CountyHighInland flooding
Bexar CountyHighInland flooding
Travis CountyHighInland flooding
Collin CountyHighTornado
Denton CountyHighTornado
Hidalgo CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Taylor CountyModerate20
Tom Green CountyLow19
Nolan CountyVery Low18
Coleman CountyVery Low16
Coke CountyVery Low15
Concho CountyVery Low13

Common questions about Runnels County

What is the biggest natural hazard in Runnels County?

Inland flooding has the highest expected yearly losses in Runnels County, about $2.2 million a year in FEMA's estimate. Drought is second at $988,886.

How many federal disasters has Runnels County had?

Runnels County has been included in 11 federal disaster or emergency declarations for natural events since 1993, including 5 major disasters. The most recent was Severe Winter Storms in February 2021.

Is Runnels County a high-risk place to live?

Its overall rating is Very Low, 179th highest of 254 in Texas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Runnels County?

Standard home insurance does not cover flooding. About 1 in 500 homes in Runnels County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Runnels County had?

NOAA records list 54 tornadoes in Runnels County since 1950. The strongest was an EF3 tornado on May 18, 2019 near Miles. The weather service has also logged 304 hail reports and 31 floods here.

How many hurricanes have hit Runnels County?

NOAA's hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the center of Runnels County. The strongest was an unnamed storm in 1886, with winds near 60 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.