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Moore, Oklahoma: natural disaster risk

How exposed Moore is to floods, storms and other hazards, from FEMA and NOAA records for Cleveland County.

Relatively Moderate overall risk
63,420people
Inland floodingtop hazard
42federal declarations, Cleveland County
113tornadoes in the county since 1950
Photo: markn3tel, CC BY 2.0

Moore is a city of 63,420 people in Cleveland County, Oklahoma. FEMA's National Risk Index rates Cleveland County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, cold wave and tornado, with about $112 million in expected losses a year across the county. The weather service has logged 1,655 storm reports in the county since 1951, including 113 tornadoes and 137 floods. NOAA hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the county's center. About 0.6% of homes in the county carry federal flood insurance.

Risk figures are for Cleveland County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.

$35.8 million a year in the county
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$19.9 million a year in the county
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$17.3 million a year in the county
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

All hazards

HazardRatingA year
Inland floodingModerate$36M
Cold waveHigh$20M
TornadoHigh$17M
Heat waveHigh$12M
HailHigh$11M
Ice stormVery High$6M
Strong windHigh$4M
EarthquakeLow$3M
Winter weatherHigh$836K
DroughtModerate$768K
WildfireLow$759K
LightningModerate$642K

Homes in Moore

Median home value$204,500
Cleveland County median$235,700
Median year built1987
Built before 198039%
Mobile homes0.9%

Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.

Strongest tornadoes in Cleveland County

2013EF5 near Moore24 killed
1999F5 near Moore11 killed
2010EF4 near Norman1 killed

Common questions about Moore

Is Moore safe from natural disasters?

Moore is in Cleveland County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, cold wave, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.

What natural disasters happen in Moore?

By expected yearly losses in Cleveland County, the top hazards are inland flooding (Moderate), cold wave (High), tornado (High). Cleveland County has been part of 42 federal disaster or emergency declarations for natural events.

Does Moore get tornadoes?

Yes. NOAA records list 113 tornadoes in Cleveland County since 1950; the strongest was an EF5 tornado on May 20, 2013 near Moore. FEMA rates tornado risk in the county high.

Do I need flood insurance in Moore?

Standard home insurance does not cover floods. In Cleveland County, about 0.6% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.