Xenia, Ohio: natural disaster risk
How exposed Xenia is to floods, storms and other hazards, from FEMA and NOAA records for Greene County.
Xenia is a city of 25,689 people in Greene County, Ohio. FEMA's National Risk Index rates Greene County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, cold wave and tornado, with about $41.6 million in expected losses a year across the county. The weather service has logged 586 storm reports in the county since 1955, including 25 tornadoes and 76 floods. About 0.7% of homes in the county carry federal flood insurance.
Risk figures are for Greene County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Xenia
Full Greene County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $20M | |
| Cold wave | $10M | |
| Tornado | $5M | |
| Earthquake | $2M | |
| Strong wind | $2M | |
| Heat wave | $883K | |
| Hail | $790K | |
| Ice storm | $788K | |
| Lightning | $708K | |
| Winter weather | $163K | |
| Drought | $140K | |
| Hurricane | $30K |
Homes in Xenia
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Greene County
More cities in Greene County
Common questions about Xenia
Is Xenia safe from natural disasters?
Xenia is in Greene County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, cold wave, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Xenia?
By expected yearly losses in Greene County, the top hazards are inland flooding (Moderate), cold wave (High), tornado (Moderate). Greene County has been part of 14 federal disaster or emergency declarations for natural events.
Does Xenia get tornadoes?
Yes. NOAA records list 25 tornadoes in Greene County since 1950; the strongest was an F5 tornado on April 3, 1974. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Xenia?
Standard home insurance does not cover floods. In Greene County, about 0.7% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.