Springfield, Ohio: natural disaster risk
How exposed Springfield is to floods, storms and other hazards, from FEMA and NOAA records for Clark County.
Springfield is a city of 58,190 people in Clark County, Ohio. FEMA's National Risk Index rates Clark County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, tornado and cold wave, with about $32.7 million in expected losses a year across the county. The weather service has logged 489 storm reports in the county since 1962, including 33 tornadoes and 78 floods. About 0.5% of homes in the county carry federal flood insurance.
Risk figures are for Clark County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Springfield
Full Clark County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $22M | |
| Tornado | $4M | |
| Cold wave | $2M | |
| Earthquake | $1M | |
| Strong wind | $1M | |
| Hail | $881K | |
| Ice storm | $645K | |
| Lightning | $591K | |
| Heat wave | $590K | |
| Winter weather | $202K | |
| Drought | $164K | |
| Hurricane | $26K |
Homes in Springfield
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Clark County
Common questions about Springfield
Is Springfield safe from natural disasters?
Springfield is in Clark County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, tornado, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Springfield?
By expected yearly losses in Clark County, the top hazards are inland flooding (Moderate), tornado (Moderate), cold wave (Moderate). Clark County has been part of 9 federal disaster or emergency declarations for natural events.
Does Springfield get tornadoes?
Yes. NOAA records list 33 tornadoes in Clark County since 1950; the strongest was an F5 tornado on April 3, 1974. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Springfield?
Standard home insurance does not cover floods. In Clark County, about 0.5% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.