Mansfield, Ohio: natural disaster risk
How exposed Mansfield is to floods, storms and other hazards, from FEMA and NOAA records for Richland County.
Mansfield is a city of 47,663 people in Richland County, Ohio. FEMA's National Risk Index rates Richland County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, tornado and hail, with about $22.3 million in expected losses a year across the county. The weather service has logged 562 storm reports in the county since 1956, including 30 tornadoes and 51 floods. About 0.2% of homes in the county carry federal flood insurance.
Risk figures are for Richland County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Mansfield
Full Richland County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $14M | |
| Tornado | $2M | |
| Hail | $2M | |
| Strong wind | $982K | |
| Heat wave | $862K | |
| Ice storm | $842K | |
| Cold wave | $766K | |
| Lightning | $470K | |
| Earthquake | $385K | |
| Winter weather | $342K | |
| Hurricane | $45K | |
| Wildfire | $20K |
Homes in Mansfield
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Richland County
Common questions about Mansfield
Is Mansfield safe from natural disasters?
Mansfield is in Richland County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, tornado, hail. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Mansfield?
By expected yearly losses in Richland County, the top hazards are inland flooding (Low), tornado (Low), hail (Moderate). Richland County has been part of 16 federal disaster or emergency declarations for natural events.
Does Mansfield get tornadoes?
Yes. NOAA records list 30 tornadoes in Richland County since 1950; the strongest was an F2 tornado on March 28, 1985. FEMA rates tornado risk in the county low.
Do I need flood insurance in Mansfield?
Standard home insurance does not cover floods. In Richland County, about 0.2% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.