Fremont, Nebraska: natural disaster risk
How exposed Fremont is to floods, storms and other hazards, from FEMA and NOAA records for Dodge County.
Fremont is a city of 27,567 people in Dodge County, Nebraska. FEMA's National Risk Index rates Dodge County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, tornado and cold wave, with about $33.8 million in expected losses a year across the county. The weather service has logged 616 storm reports in the county since 1953, including 31 tornadoes and 70 floods. About 4.1% of homes in the county carry federal flood insurance.
Risk figures are for Dodge County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Fremont
Full Dodge County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $15M | |
| Tornado | $6M | |
| Cold wave | $5M | |
| Hail | $3M | |
| Strong wind | $2M | |
| Drought | $1M | |
| Heat wave | $594K | |
| Ice storm | $323K | |
| Wildfire | $226K | |
| Lightning | $186K | |
| Winter weather | $148K | |
| Earthquake | $53K |
Homes in Fremont
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Dodge County
Common questions about Fremont
Is Fremont safe from natural disasters?
Fremont is in Dodge County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, tornado, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Fremont?
By expected yearly losses in Dodge County, the top hazards are inland flooding (Low), tornado (Moderate), cold wave (Moderate). Dodge County has been part of 19 federal disaster or emergency declarations for natural events.
Does Fremont get tornadoes?
Yes. NOAA records list 31 tornadoes in Dodge County since 1950; the strongest was an F2 tornado on May 7, 1962. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Fremont?
Standard home insurance does not cover floods. In Dodge County, about 4.1% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.