Ramsey, Minnesota: natural disaster risk
How exposed Ramsey is to floods, storms and other hazards, from FEMA and NOAA records for Anoka County.
Ramsey is a city of 28,421 people in Anoka County, Minnesota. FEMA's National Risk Index rates Anoka County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, strong wind and tornado, with about $127 million in expected losses a year across the county. The weather service has logged 533 storm reports in the county since 1951, including 30 tornadoes and 17 floods. About 0.2% of homes in the county carry federal flood insurance.
Risk figures are for Anoka County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Ramsey
Full Anoka County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Secure outdoor furniture and trash bins before storms.
- Have trees near the house checked.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $85M | |
| Strong wind | $13M | |
| Tornado | $11M | |
| Hail | $6M | |
| Cold wave | $4M | |
| Heat wave | $4M | |
| Lightning | $2M | |
| Wildfire | $851K | |
| Ice storm | $588K | |
| Winter weather | $463K | |
| Earthquake | $66K | |
| Drought | $39K |
Homes in Ramsey
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Anoka County
More cities in Anoka County
Other cities in Minnesota
All ›Common questions about Ramsey
Is Ramsey safe from natural disasters?
Ramsey is in Anoka County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, strong wind, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Ramsey?
By expected yearly losses in Anoka County, the top hazards are inland flooding (Moderate), strong wind (Very High), tornado (Moderate). Anoka County has been part of 11 federal disaster or emergency declarations for natural events.
Does Ramsey get tornadoes?
Yes. NOAA records list 30 tornadoes in Anoka County since 1950; the strongest was an F4 tornado on May 6, 1965. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Ramsey?
Standard home insurance does not cover floods. In Anoka County, about 0.2% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.