Bowling Green, Kentucky: natural disaster risk
How exposed Bowling Green is to floods, storms and other hazards, from FEMA and NOAA records for Warren County.
Bowling Green is a city of 75,388 people in Warren County, Kentucky. FEMA's National Risk Index rates Warren County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, hail and tornado, with about $79.9 million in expected losses a year across the county. The weather service has logged 588 storm reports in the county since 1955, including 33 tornadoes and 97 floods. NOAA hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the county's center. About 0.3% of homes in the county carry federal flood insurance.
Risk figures are for Warren County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Bowling Green
Full Warren County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $32M | |
| Hail | $23M | |
| Tornado | $10M | |
| Earthquake | $6M | |
| Cold wave | $4M | |
| Heat wave | $2M | |
| Strong wind | $1M | |
| Ice storm | $1M | |
| Lightning | $658K | |
| Winter weather | $181K | |
| Drought | $99K | |
| Hurricane | $46K |
Homes in Bowling Green
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Warren County
Common questions about Bowling Green
Is Bowling Green safe from natural disasters?
Bowling Green is in Warren County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, hail, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Bowling Green?
By expected yearly losses in Warren County, the top hazards are inland flooding (Moderate), hail (Very High), tornado (High). Warren County has been part of 24 federal disaster or emergency declarations for natural events.
Does Bowling Green get tornadoes?
Yes. NOAA records list 33 tornadoes in Warren County since 1950; the strongest was an EF3 tornado on December 11, 2021 near Petros. FEMA rates tornado risk in the county high.
Do I need flood insurance in Bowling Green?
Standard home insurance does not cover floods. In Warren County, about 0.3% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.