Dodge City, Kansas: natural disaster risk
How exposed Dodge City is to floods, storms and other hazards, from FEMA and NOAA records for Ford County.
Dodge City is a city of 27,613 people in Ford County, Kansas. FEMA's National Risk Index rates Ford County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, hail and drought, with about $18.6 million in expected losses a year across the county. The weather service has logged 1,768 storm reports in the county since 1951, including 115 tornadoes and 58 floods. About 0.4% of homes in the county carry federal flood insurance.
Risk figures are for Ford County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Dodge City
Full Ford County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
- Check local water restrictions.
- Choose drought-tolerant plants.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $5M | |
| Hail | $4M | |
| Drought | $3M | |
| Tornado | $3M | |
| Cold wave | $2M | |
| Strong wind | $995K | |
| Ice storm | $265K | |
| Lightning | $250K | |
| Wildfire | $167K | |
| Winter weather | $146K | |
| Heat wave | $127K | |
| Earthquake | $84K |
Homes in Dodge City
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Ford County
Common questions about Dodge City
Is Dodge City safe from natural disasters?
Dodge City is in Ford County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, hail, drought. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Dodge City?
By expected yearly losses in Ford County, the top hazards are inland flooding (Low), hail (High), drought (High). Ford County has been part of 14 federal disaster or emergency declarations for natural events.
Does Dodge City get tornadoes?
Yes. NOAA records list 115 tornadoes in Ford County since 1950; the strongest was an F4 tornado on June 4, 1955. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Dodge City?
Standard home insurance does not cover floods. In Ford County, about 0.4% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.