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Jasper County, Indiana

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
61st of 92highest risk in Indiana
$13Mexpected losses a year
17federal declarations
1 in 143homes with flood insurance
Photo: U.S. Geological Survey, public domain

Jasper County, Indiana has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 67% of US counties. It ranks 61st of 92 counties in Indiana. The costliest hazards here are inland flooding, cold waves and tornadoes. FEMA estimates about $13 million a year in expected losses, or roughly $390 per resident. Since 1991 it has been included in 17 federal disaster or emergency declarations for natural events (11 major disasters). The most recent was in August 2026 (severe storms, straight-line winds, tornadoes and flooding). Fewer than 1 in 100 homes here carry federal flood insurance (107 policies). Since 1978, federal flood insurance has paid about $1.6 million on 113 claims here, including $649,000 for floods in 2018.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Jasper County

$6.9 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Moderate
$2.6 million a yearExpected losses. Damaging events about 4 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$1.3 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingLow44.9
$7M
Cold waveModerate70.0
$3M
TornadoLow46.2
$1M
Strong windModerate58.0
$837K
HailLow54.5
$385K
EarthquakeVery Low51.7
$364K
Heat waveLow41.4
$298K
LightningVery Low20.1
$84K
Ice stormVery Low20.8
$21K
HurricaneVery Low26.3
$13K
WildfireVery Low18.7
$8K
Winter weatherVery Low5.1
$4K
LandslideVery Low41.8
$907

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Jasper County. 2020s bar runs to November 2026.

By type

Severe Storm8
Flood3
Snowstorm3
Severe Ice Storm1
Hurricane1
Winter Storm1

Most recent

Aug 15, 2026Severe Storms, Straight-Line Winds, Tornadoes, and FloodingEmergency
Jan 24, 2026Severe Winter StormEmergency
May 4, 2018Severe Storms and FloodingMajor disaster
Apr 22, 2014Severe Winter Storm and SnowstormMajor disaster
Apr 22, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 23, 2008Severe Storms and FloodingMajor disaster
Jan 30, 2008Severe Storms and FloodingMajor disaster
Mar 12, 2007SnowEmergency
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Jan 21, 2005Severe Winter Storms and FloodingMajor disaster
Show all 17
Jun 3, 2004Severe Storms, Tornadoes, and FloodingMajor disaster
Jul 11, 2003Severe Storms, Tornadoes, and FloodingMajor disaster
Jan 24, 2001SnowEmergency
Jan 15, 1999In-Winter Storm 12/23/98Emergency
May 8, 1998Severe Winter StormMajor disaster
Mar 29, 1991Severe Ice StormMajor disaster
Jan 5, 1991Severe Storms & FloodingMajor disaster

Indiana also had 5 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 264 storm reports in Jasper County since 1954, with 2 deaths and 32 injuries and about $7.7 million in reported damage. The strongest on record here was an F4 tornado on April 17, 1963.

34tornadoes
47hail reports, largest 1.75 inches
150damaging thunderstorm winds
24floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 17, 1963F4–16 / 0
Mar 12, 1976F3–8 / 1
Mar 12, 1976F3–0 / 0
Apr 30, 1962F2–0 / 0
Jun 8, 1958F2–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 17, 1963Tornado–$3M
Feb 4, 2008FloodRemington$2M
Jan 8, 2008Flash FloodNorth Newton$1M
Feb 20, 2018FloodRemington$288K
Mar 12, 1976Tornado–$250K
Apr 30, 1962Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jun 11, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Jasper County

Check your address flood zone ›
0.7%of homes have federal flood insurance (107 policies)
16.7%of homes in mapped high-risk flood zones are insured
$1.6 millionpaid on 113 flood claims since 1978
2018costliest year, with $648,591 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Jasper County

$221,500median home value (Indiana $218,200, US $332,700)
1985median year homes were built (Indiana 1976, US 1980)
46%of homes built before 1980, before many modern wind, quake and flood building rules
4.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 13,787 housing units.

Compare in Indiana

All 92 ›
Largest countiesOverall riskTop hazard
Marion CountyHighInland flooding
Lake CountyHighInland flooding
Allen CountyModerateInland flooding
Hamilton CountyModerateInland flooding
St. Joseph CountyModerateInland flooding
Elkhart CountyModerateInland flooding
Tippecanoe CountyModerateInland flooding
Vanderburgh CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Lake CountyHigh22
Porter CountyModerate14
LaPorte CountyLow17
White CountyVery Low16
Starke CountyVery Low16
Newton CountyVery Low17
Pulaski CountyVery Low16
Benton CountyVery Low19

Common questions about Jasper County

What is the biggest natural hazard in Jasper County?

Inland flooding has the highest expected yearly losses in Jasper County, about $6.9 million a year in FEMA's estimate. Cold wave is second at $2.6 million.

How many federal disasters has Jasper County had?

Jasper County has been included in 17 federal disaster or emergency declarations for natural events since 1991, including 11 major disasters. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in August 2026.

Is Jasper County a high-risk place to live?

Its overall rating is Very Low, 61st highest of 92 in Indiana. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Jasper County?

Standard home insurance does not cover flooding. About 1 in 143 homes in Jasper County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Jasper County had?

NOAA records list 34 tornadoes in Jasper County since 1950. The strongest was an F4 tornado on April 17, 1963. The weather service has also logged 47 hail reports and 24 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.