Schererville, Indiana: natural disaster risk
How exposed Schererville is to floods, storms and other hazards, from FEMA and NOAA records for Lake County.
Schererville is a city of 29,701 people in Lake County, Indiana. FEMA's National Risk Index rates Lake County relatively high for natural hazards overall, higher than most of the US. The costliest hazards there are inland flooding, cold wave and tornado, with about $191 million in expected losses a year across the county. The weather service has logged 696 storm reports in the county since 1951, including 54 tornadoes and 96 floods. About 0.5% of homes in the county carry federal flood insurance.
Risk figures are for Lake County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Schererville
Full Lake County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $90M | |
| Cold wave | $47M | |
| Tornado | $41M | |
| Earthquake | $4M | |
| Heat wave | $4M | |
| Strong wind | $2M | |
| Lightning | $1M | |
| Winter weather | $576K | |
| Hail | $560K | |
| Ice storm | $299K | |
| Wildfire | $120K | |
| Coastal flooding | $20K |
Homes in Schererville
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Lake County
More cities in Lake County
Common questions about Schererville
Is Schererville safe from natural disasters?
Schererville is in Lake County, which FEMA's National Risk Index rates relatively high overall, higher than most of the US. The biggest hazards are inland flooding, cold wave, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Schererville?
By expected yearly losses in Lake County, the top hazards are inland flooding (High), cold wave (Very High), tornado (Very High). Lake County has been part of 22 federal disaster or emergency declarations for natural events.
Does Schererville get tornadoes?
Yes. NOAA records list 54 tornadoes in Lake County since 1950; the strongest was an F3 tornado on November 12, 1965. FEMA rates tornado risk in the county very high.
Do I need flood insurance in Schererville?
Standard home insurance does not cover floods. In Lake County, about 0.5% of homes have federal flood insurance, and FEMA rates inland flooding risk high. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.