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Woodstock, Georgia: natural disaster risk

How exposed Woodstock is to floods, storms and other hazards, from FEMA and NOAA records for Cherokee County.

Relatively Moderate overall risk
37,381people
Inland floodingtop hazard
18federal declarations, Cherokee County
29tornadoes in the county since 1950
Photo: U.S. Geological Survey, public domain

Woodstock is a city of 37,381 people in Cherokee County, Georgia. FEMA's National Risk Index rates Cherokee County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, tornado and cold wave, with about $78.3 million in expected losses a year across the county. The weather service has logged 625 storm reports in the county since 1962, including 29 tornadoes and 25 floods. NOAA hurricane records show 0 hurricanes and 5 tropical storms passing within 65 miles of the county's center. About 0.2% of homes in the county carry federal flood insurance.

Risk figures are for Cherokee County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.

Top risks in Woodstock

Full Cherokee County report ›
$46.4 million a year in the county
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$16.3 million a year in the county
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Cold wave

Moderate
$7.2 million a year in the county
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

All hazards

HazardRatingA year
Inland floodingModerate$46M
TornadoHigh$16M
Cold waveModerate$7M
EarthquakeLow$2M
HailModerate$2M
Strong windModerate$2M
LightningHigh$1M
Heat waveLow$1M
Ice stormModerate$412K
HurricaneVery Low$156K
WildfireVery Low$108K
Winter weatherLow$83K

Homes in Woodstock

Median home value$436,500
Cherokee County median$435,100
Median year built2005
Built before 19807%
Mobile homes0%

Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.

Strongest tornadoes in Cherokee County

1992F412 hurt
1962F3
1985F2

Common questions about Woodstock

Is Woodstock safe from natural disasters?

Woodstock is in Cherokee County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, tornado, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.

What natural disasters happen in Woodstock?

By expected yearly losses in Cherokee County, the top hazards are inland flooding (Moderate), tornado (High), cold wave (Moderate). Cherokee County has been part of 18 federal disaster or emergency declarations for natural events.

Does Woodstock get tornadoes?

Yes. NOAA records list 29 tornadoes in Cherokee County since 1950; the strongest was an F4 tornado on November 22, 1992. FEMA rates tornado risk in the county high.

Do I need flood insurance in Woodstock?

Standard home insurance does not cover floods. In Cherokee County, about 0.2% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.