Hinesville, Georgia: natural disaster risk
How exposed Hinesville is to floods, storms and other hazards, from FEMA and NOAA records for Liberty County.
Hinesville is a city of 35,679 people in Liberty County, Georgia. FEMA's National Risk Index rates Liberty County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are hurricane, inland flooding and earthquake, with about $68.4 million in expected losses a year across the county. The weather service has logged 398 storm reports in the county since 1951, including 15 tornadoes and 18 floods. NOAA hurricane records show 20 hurricanes and 61 tropical storms passing within 65 miles of the county's center, 3 of them major. About 6.7% of homes in the county carry federal flood insurance.
Risk figures are for Liberty County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Hinesville
Full Liberty County report ›- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Hurricane | $51M | |
| Inland flooding | $10M | |
| Earthquake | $2M | |
| Heat wave | $2M | |
| Lightning | $1M | |
| Tornado | $974K | |
| Cold wave | $690K | |
| Hail | $468K | |
| Strong wind | $419K | |
| Wildfire | $396K | |
| Coastal flooding | $204K | |
| Ice storm | $132K |
Homes in Hinesville
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Liberty County
Other cities in Georgia
All ›Common questions about Hinesville
Is Hinesville safe from natural disasters?
Hinesville is in Liberty County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are hurricane, inland flooding, earthquake. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Hinesville?
By expected yearly losses in Liberty County, the top hazards are hurricane (High), inland flooding (Low), earthquake (Low). Liberty County has been part of 16 federal disaster or emergency declarations for natural events.
Does Hinesville get tornadoes?
Yes. NOAA records list 15 tornadoes in Liberty County since 1950; the strongest was an F2 tornado on April 9, 1998 near Hinesville. FEMA rates tornado risk in the county low.
Do I need flood insurance in Hinesville?
Standard home insurance does not cover floods. In Liberty County, about 6.7% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.