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Carrollton, Georgia: natural disaster risk

How exposed Carrollton is to floods, storms and other hazards, from FEMA and NOAA records for Carroll County.

Relatively Low overall risk
27,392people
Inland floodingtop hazard
21federal declarations, Carroll County
28tornadoes in the county since 1950
Photo: U.S. Geological Survey, public domain

Carrollton is a city of 27,392 people in Carroll County, Georgia. FEMA's National Risk Index rates Carroll County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, tornado and cold wave, with about $31.8 million in expected losses a year across the county. The weather service has logged 464 storm reports in the county since 1950, including 28 tornadoes and 24 floods. NOAA hurricane records show 0 hurricanes and 12 tropical storms passing within 65 miles of the county's center. About 0.3% of homes in the county carry federal flood insurance.

Risk figures are for Carroll County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.

Top risks in Carrollton

Full Carroll County report ›
$14.8 million a year in the county
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$9 million a year in the county
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Cold wave

Moderate
$2.5 million a year in the county
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

All hazards

HazardRatingA year
Inland floodingLow$15M
TornadoHigh$9M
Cold waveModerate$3M
EarthquakeLow$1M
Heat waveLow$1M
HailModerate$733K
Strong windModerate$671K
LightningModerate$521K
WildfireLow$391K
HurricaneLow$371K
Ice stormModerate$221K
Winter weatherVery Low$16K

Homes in Carrollton

Median home value$311,100
Carroll County median$255,100
Median year built1989
Built before 198037%
Mobile homes1.2%

Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.

Strongest tornadoes in Carroll County

2008EF3 near Bowdon1 hurt
2005F2 near Roopville1 killed
2008EF2 near Carrollton

Common questions about Carrollton

Is Carrollton safe from natural disasters?

Carrollton is in Carroll County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, tornado, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.

What natural disasters happen in Carrollton?

By expected yearly losses in Carroll County, the top hazards are inland flooding (Low), tornado (High), cold wave (Moderate). Carroll County has been part of 21 federal disaster or emergency declarations for natural events.

Does Carrollton get tornadoes?

Yes. NOAA records list 28 tornadoes in Carroll County since 1950; the strongest was an EF3 tornado on February 26, 2008 near Bowdon. FEMA rates tornado risk in the county high.

Do I need flood insurance in Carrollton?

Standard home insurance does not cover floods. In Carroll County, about 0.3% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.