Torrington, Connecticut: natural disaster risk
How exposed Torrington is to floods, storms and other hazards, from FEMA and NOAA records for Northwest Hills Planning Region.
Torrington is a city of 35,547 people in Northwest Hills Planning Region, Connecticut. FEMA's National Risk Index rates Northwest Hills Planning Region relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, hurricane and tornado, with about $53.6 million in expected losses a year across the county. NOAA hurricane records show 5 hurricanes and 18 tropical storms passing within 65 miles of the county's center, 1 of them major. About 0.7% of homes in the county carry federal flood insurance.
Risk figures are for Northwest Hills Planning Region. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Torrington
Full Northwest Hills Planning Region report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $42M | |
| Hurricane | $6M | |
| Tornado | $1M | |
| Cold wave | $1M | |
| Earthquake | $840K | |
| Strong wind | $678K | |
| Ice storm | $563K | |
| Lightning | $280K | |
| Hail | $276K | |
| Heat wave | $184K | |
| Drought | $93K | |
| Winter weather | $86K |
Homes in Torrington
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Other cities in Connecticut
All ›Common questions about Torrington
Is Torrington safe from natural disasters?
Torrington is in Northwest Hills Planning Region, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, hurricane, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Torrington?
By expected yearly losses in Northwest Hills Planning Region, the top hazards are inland flooding (Moderate), hurricane (Moderate), tornado (Low). Northwest Hills Planning Region has been part of 33 federal disaster or emergency declarations for natural events.
Does Torrington get tornadoes?
Tornadoes are rare here. NOAA has no county tornado reports for Northwest Hills Planning Region since 1950.
Do I need flood insurance in Torrington?
Standard home insurance does not cover floods. In Northwest Hills Planning Region, about 0.7% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.