Broomfield, Colorado: natural disaster risk
How exposed Broomfield is to floods, storms and other hazards, from FEMA and NOAA records for Broomfield County.
Broomfield is a city of 76,304 people in Broomfield County, Colorado. FEMA's National Risk Index rates Broomfield County very low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, hail and tornado, with about $17.1 million in expected losses a year across the county. The weather service has logged 48 storm reports in the county since 2002, including 0 tornadoes and 3 floods. About 0.3% of homes in the county carry federal flood insurance.
Risk figures are for Broomfield County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Broomfield
Full Broomfield County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $6M | |
| Hail | $3M | |
| Tornado | $3M | |
| Lightning | $2M | |
| Cold wave | $1M | |
| Strong wind | $1M | |
| Earthquake | $381K | |
| Wildfire | $325K | |
| Winter weather | $252K | |
| Heat wave | $215K | |
| Ice storm | $84K | |
| Drought | $1K |
Homes in Broomfield
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Other cities in Colorado
All ›Common questions about Broomfield
Is Broomfield safe from natural disasters?
Broomfield is in Broomfield County, which FEMA's National Risk Index rates very low overall, lower than most of the US. The biggest hazards are inland flooding, hail, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Broomfield?
By expected yearly losses in Broomfield County, the top hazards are inland flooding (Very Low), hail (Moderate), tornado (Low). Broomfield County has been part of 4 federal disaster or emergency declarations for natural events.
Does Broomfield get tornadoes?
Tornadoes are rare here. NOAA has no county tornado reports for Broomfield County since 1950.
Do I need flood insurance in Broomfield?
Standard home insurance does not cover floods. In Broomfield County, about 0.3% of homes have federal flood insurance, and FEMA rates inland flooding risk very low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.