Pueblo, Colorado: natural disaster risk
How exposed Pueblo is to floods, storms and other hazards, from FEMA and NOAA records for Pueblo County.
Pueblo is a city of 111,561 people in Pueblo County, Colorado. FEMA's National Risk Index rates Pueblo County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are inland flooding, cold wave and hail, with about $48.4 million in expected losses a year across the county. The weather service has logged 952 storm reports in the county since 1955, including 20 tornadoes and 119 floods. About 0.2% of homes in the county carry federal flood insurance.
Risk figures are for Pueblo County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Pueblo
Full Pueblo County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $21M | |
| Cold wave | $8M | |
| Hail | $7M | |
| Lightning | $4M | |
| Tornado | $3M | |
| Wildfire | $2M | |
| Winter weather | $2M | |
| Strong wind | $858K | |
| Earthquake | $657K | |
| Heat wave | $488K | |
| Drought | $261K | |
| Ice storm | $37K |
Homes in Pueblo
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Pueblo County
More cities in Pueblo County
Other cities in Colorado
All ›Common questions about Pueblo
Is Pueblo safe from natural disasters?
Pueblo is in Pueblo County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are inland flooding, cold wave, hail. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Pueblo?
By expected yearly losses in Pueblo County, the top hazards are inland flooding (Moderate), cold wave (High), hail (High). Pueblo County has been part of 18 federal disaster or emergency declarations for natural events.
Does Pueblo get tornadoes?
Yes. NOAA records list 20 tornadoes in Pueblo County since 1950; the strongest was an F2 tornado on August 21, 1984. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Pueblo?
Standard home insurance does not cover floods. In Pueblo County, about 0.2% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.