Victoria, Texas: natural disaster risk
How exposed Victoria is to floods, storms and other hazards, from FEMA and NOAA records for Victoria County.
Victoria is a city of 65,625 people in Victoria County, Texas. FEMA's National Risk Index rates Victoria County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are hurricane, inland flooding and cold wave, with about $53.4 million in expected losses a year across the county. The weather service has logged 415 storm reports in the county since 1954, including 39 tornadoes and 73 floods. NOAA hurricane records show 19 hurricanes and 15 tropical storms passing within 65 miles of the county's center, 5 of them major. About 2.8% of homes in the county carry federal flood insurance.
Risk figures are for Victoria County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Victoria
Full Victoria County report ›- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Hurricane | $26M | |
| Inland flooding | $12M | |
| Cold wave | $7M | |
| Tornado | $5M | |
| Heat wave | $1M | |
| Drought | $1M | |
| Lightning | $459K | |
| Strong wind | $323K | |
| Hail | $286K | |
| Wildfire | $261K | |
| Ice storm | $138K | |
| Winter weather | $59K |
Homes in Victoria
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Victoria County
Common questions about Victoria
Is Victoria safe from natural disasters?
Victoria is in Victoria County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are hurricane, inland flooding, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Victoria?
By expected yearly losses in Victoria County, the top hazards are hurricane (High), inland flooding (Low), cold wave (High). Victoria County has been part of 26 federal disaster or emergency declarations for natural events.
Does Victoria get tornadoes?
Yes. NOAA records list 39 tornadoes in Victoria County since 1950; the strongest was an F3 tornado on November 5, 1968. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Victoria?
Standard home insurance does not cover floods. In Victoria County, about 2.8% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.