Rowlett, Texas: natural disaster risk
How exposed Rowlett is to floods, storms and other hazards, from FEMA and NOAA records for Dallas County.
Rowlett is a city of 65,463 people in Dallas County, Texas. Parts of Rowlett also reach into Rockwall County. FEMA's National Risk Index rates Dallas County very high for natural hazards overall, higher than most of the US. The costliest hazards there are inland flooding, heat wave and hail, with about $973 million in expected losses a year across the county. The weather service has logged 2,035 storm reports in the county since 1952, including 109 tornadoes and 325 floods. NOAA hurricane records show 0 hurricanes and 4 tropical storms passing within 65 miles of the county's center. About 0.8% of homes in the county carry federal flood insurance.
Risk figures are for Dallas County, the county with most of the population Rowlett sits in. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Rowlett
Full Dallas County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Check that cooling works before summer.
- Know where the nearest cooling center is.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $324M | |
| Heat wave | $288M | |
| Hail | $128M | |
| Tornado | $115M | |
| Cold wave | $98M | |
| Earthquake | $5M | |
| Strong wind | $5M | |
| Ice storm | $5M | |
| Lightning | $3M | |
| Winter weather | $1M | |
| Hurricane | $676K | |
| Wildfire | $349K |
Homes in Rowlett
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Dallas County
Common questions about Rowlett
Is Rowlett safe from natural disasters?
Rowlett is in Dallas County, which FEMA's National Risk Index rates very high overall, higher than most of the US. The biggest hazards are inland flooding, heat wave, hail. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Rowlett?
By expected yearly losses in Dallas County, the top hazards are inland flooding (Very High), heat wave (Very High), hail (Very High). Dallas County has been part of 25 federal disaster or emergency declarations for natural events.
Does Rowlett get tornadoes?
Yes. NOAA records list 109 tornadoes in Dallas County since 1950; the strongest was an EF4 tornado on December 26, 2015 near New Hope. FEMA rates tornado risk in the county very high.
Do I need flood insurance in Rowlett?
Standard home insurance does not cover floods. In Dallas County, about 0.8% of homes have federal flood insurance, and FEMA rates inland flooding risk very high. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.