Nacogdoches, Texas: natural disaster risk
How exposed Nacogdoches is to floods, storms and other hazards, from FEMA and NOAA records for Nacogdoches County.
Nacogdoches is a city of 32,197 people in Nacogdoches County, Texas. FEMA's National Risk Index rates Nacogdoches County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, tornado and strong wind, with about $32 million in expected losses a year across the county. The weather service has logged 592 storm reports in the county since 1953, including 54 tornadoes and 85 floods. NOAA hurricane records show 2 hurricanes and 17 tropical storms passing within 65 miles of the county's center. About 0.6% of homes in the county carry federal flood insurance.
Risk figures are for Nacogdoches County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Nacogdoches
Full Nacogdoches County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Secure outdoor furniture and trash bins before storms.
- Have trees near the house checked.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $12M | |
| Tornado | $9M | |
| Strong wind | $3M | |
| Heat wave | $3M | |
| Hurricane | $2M | |
| Cold wave | $1M | |
| Lightning | $650K | |
| Ice storm | $371K | |
| Drought | $290K | |
| Wildfire | $265K | |
| Hail | $243K | |
| Earthquake | $190K |
Homes in Nacogdoches
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Nacogdoches County
Common questions about Nacogdoches
Is Nacogdoches safe from natural disasters?
Nacogdoches is in Nacogdoches County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, tornado, strong wind. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Nacogdoches?
By expected yearly losses in Nacogdoches County, the top hazards are inland flooding (Moderate), tornado (High), strong wind (High). Nacogdoches County has been part of 25 federal disaster or emergency declarations for natural events.
Does Nacogdoches get tornadoes?
Yes. NOAA records list 54 tornadoes in Nacogdoches County since 1950; the strongest was an F3 tornado on March 27, 1961. FEMA rates tornado risk in the county high.
Do I need flood insurance in Nacogdoches?
Standard home insurance does not cover floods. In Nacogdoches County, about 0.6% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.