Cleburne, Texas: natural disaster risk
How exposed Cleburne is to floods, storms and other hazards, from FEMA and NOAA records for Johnson County.
Cleburne is a city of 34,344 people in Johnson County, Texas. FEMA's National Risk Index rates Johnson County relatively moderate for natural hazards overall, about average for the US. The costliest hazards there are tornado, inland flooding and cold wave, with about $70.7 million in expected losses a year across the county. The weather service has logged 909 storm reports in the county since 1951, including 110 tornadoes and 119 floods. NOAA hurricane records show 0 hurricanes and 4 tropical storms passing within 65 miles of the county's center. About 0.8% of homes in the county carry federal flood insurance.
Risk figures are for Johnson County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Cleburne
Full Johnson County report ›- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Tornado | $28M | |
| Inland flooding | $23M | |
| Cold wave | $7M | |
| Heat wave | $4M | |
| Wildfire | $3M | |
| Hail | $1M | |
| Strong wind | $1M | |
| Lightning | $709K | |
| Ice storm | $507K | |
| Earthquake | $330K | |
| Hurricane | $120K | |
| Drought | $60K |
Homes in Cleburne
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Johnson County
More cities in Johnson County
Common questions about Cleburne
Is Cleburne safe from natural disasters?
Cleburne is in Johnson County, which FEMA's National Risk Index rates relatively moderate overall, about average for the US. The biggest hazards are tornado, inland flooding, cold wave. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Cleburne?
By expected yearly losses in Johnson County, the top hazards are tornado (High), inland flooding (Moderate), cold wave (Moderate). Johnson County has been part of 16 federal disaster or emergency declarations for natural events.
Does Cleburne get tornadoes?
Yes. NOAA records list 110 tornadoes in Johnson County since 1950; the strongest was an F4 tornado on May 26, 1976. FEMA rates tornado risk in the county high.
Do I need flood insurance in Cleburne?
Standard home insurance does not cover floods. In Johnson County, about 0.8% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.